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SBFC Finance SBFC.NS · INR

Financials · NSE · 🇮🇳 India

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88.24

-4.08%

Close of 9 Nov 2026, in INR

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About SBFC Finance

Its shares trade on NSE under the ticker SBFC.NS. It has been listed since 16 August 2023. In the fiscal year to 31 March 2026, it reported net income of ₹4.51bn. At that date it held total assets of ₹110.85bn and shareholders' equity of ₹37.25bn.

SBFC Finance Ltd is a IN-based company operating in Consumer Finance industry. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2023-08-16. SBFC Finance Limited is a non-banking finance company. The firm provides secured micro-small and medium enterprises (MSME) loans and loans against gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. The company has developed a PhyGital model. By combining digital technology with personal relationships, it builds bonds with its customers and offers support. The company also offers a suite of specialist loan management services, helping institutional lenders to manage all aspects of loan servicing including client relations, collections, payments, porting, and data storage. In addition to providing loans direct to customers, it offers specialist change (LMS) to third party financial institutions. The company handles the porting of repayment modes (NACH/ECS) and can transfer equated monthly instalments between accounts. The company provides support to clients, including phone calls, short message services, and others.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
16 Aug 2023
Website
sbfc.com ↗

Leadership

Pay as last reported

  • Mr. Neeraj SwaroopIndependent Non-Executive Chairman of the Board₹1.9m
  • Mr. Aseem DhruChief Executive Officer, Managing Director, since 2022₹64.1m
  • Mr. Narayan BarasiaChief Financial Officer
  • Ms. Namrata SajnaniChief Compliance Officer, Company Secretary
  • Mr. Mahesh DayaniExecutive Director, Chief Business Officer₹2.3m
  • Mr. Leroy LangeveldNon-Executive Nominee Director
  • Mr. John MescallNon-Executive Nominee Director
  • Mr. Jonathan TaturNon-Executive Nominee Director
  • Mrs. Surekha MarandiNon-Executive Independent Director₹1.6m
  • Mr. Koni NayakNon-Executive Independent Director₹1.3m
  • Mr. Ravi VenkatramanNon-Executive Independent Director₹2.0m

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • SBFC Finance Ltd offers secured micro-small and medium enterprises loans in Mumbai, Maharashtra.
  • The PhyGital model combines digital technology with personal relationships for customer support.
  • SBFC Finance Limited provides specialist loan management services to institutional lenders.

Weaknesses

  • SBFC Finance Ltd has a majority of borrowers as entrepreneurs and small business owners in India.
  • The company's IPO was on 16 August 2023, limiting its market presence.
  • SBFC Finance Limited focuses on Consumer Finance industry with no diversification.

Opportunities

  • SBFC Finance Ltd can expand its services to other Indian states beyond Mumbai.
  • The PhyGital model offers potential for growth in digital financial services.
  • SBFC Finance Limited can leverage its loan management services for more institutional partnerships.

Threats

  • SBFC Finance Ltd faces competition from other financial services companies in India.
  • The company's reliance on MSME loans may be affected by economic downturns.
  • SBFC Finance Limited's focus on India limits its international market opportunities.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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