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Satin Creditcare Network SATIN.NS · INR

Financials · NSE · 🇮🇳 India

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260.06

-0.93%

Close of 9 Nov 2026, in INR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in INR, from our data supplier.

FY2026

Revenue, before interest expense

₹31.61bn

FY2017FY2026

Net income

₹3.32bn

FY2017FY2026

Total assets

₹143.87bn

FY2017FY2026

Shareholders' equity

₹28.63bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense₹31.61bn₹22.47bn₹18.60bn₹12.75bn₹12.54bn₹11.91bn₹11.46bn₹12.10bn₹9.59bn₹7.82bn
Research and development——₹0—₹0₹0₹0₹0₹0₹0
Operating income₹11.40bn₹6.51bn₹6.45bn₹3.50bn₹1.73bn₹2.04bn₹3.12bn₹2.77bn₹928.7m₹639.4m
Net income₹3.32bn₹1.86bn₹4.36bn₹48.1m₹207.0m−₹139.8m₹1.55bn₹2.01bn₹754.1m₹248.7m
Diluted earnings per share30.3016.9339.740.482.48-2.0526.3536.8214.455.21

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets₹143.87bn₹115.87bn₹104.85bn₹78.50bn₹76.55bn₹80.45bn₹73.00bn₹67.53bn₹58.44bn₹47.77bn
Cash and short-term investments₹23.00bn₹12.79bn₹10.80bn₹8.52bn₹18.22bn₹18.32bn₹14.47bn₹13.88bn₹10.41bn₹11.50bn
Total liabilities₹115.19bn₹90.44bn₹80.84bn₹62.21bn₹60.73bn₹65.59bn₹58.51bn₹56.03bn₹47.53bn₹41.12bn
Debt₹109.91bn₹87.91bn₹79.10bn₹59.11bn₹90.08bn₹61.81bn₹82.46bn₹81.40bn₹74.10bn₹59.54bn
Shareholders' equity₹28.63bn₹25.43bn₹24.01bn₹16.28bn₹15.82bn₹14.86bn₹14.49bn₹11.49bn₹10.89bn₹6.63bn
Shares outstanding110m110m110m101m83m68m59m55m52m48m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense₹7.65bn₹9.90bn₹7.53bn₹7.93bn₹6.26bn₹5.05bn₹5.72bn₹5.85bn
Operating income₹2.05bn₹3.83bn₹2.24bn₹2.12bn₹1.14bn₹2.59bn₹1.03bn₹1.27bn
Net income₹1.23bn₹1.62bn₹719.1m₹531.6m₹451.0m₹218.9m₹142.6m₹446.9m
Diluted earnings per share11.1914.786.544.834.101.991.304.07
Total assets—₹143.87bn—₹128.51bn—₹115.87bn—₹111.76bn
Cash and short-term investments—₹22.51bn—₹25.70bn—₹13.75bn—₹17.32bn
Debt—₹109.91bn—₹96.40bn—₹78.11bn—₹83.88bn
Shareholders' equity₹28.68bn₹28.63bn₹26.21bn₹26.21bn₹25.43bn₹25.43bn₹25.41bn₹25.41bn

Financial ratios

Data as of 29 Sept 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin36.1%29.0%34.7%27.4%13.8%17.1%———
Net margin10.5%8.3%23.4%0.4%1.7%-1.2%———
Return on equity11.6%7.3%18.2%0.3%1.3%-0.9%———
Return on assets2.3%1.6%4.2%0.1%0.3%-0.2%———
Revenue growth40.6%20.8%45.9%1.7%5.2%3.9%———
Earnings growth78.5%-57.3%8957.3%-76.7%-248.0%-109.0%———
Current ratio0.39x1.46x1.60x1.21x1.37x1.35x———
Debt to equity5.73x5.24x4.80x5.56x5.69x6.01x———
Equity ratio19.9%21.9%22.9%20.7%20.7%18.5%———
Interest coverage360.66x249.60x265.60x66.73x194.82x86.62x———
R&D as a share of sales——0.0%—0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value0.3%-0.2%-8.9%-20.7%-22.5%-15.8%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue35.4%21.6%19.1%
Operating income48.3%41.1%29.3%
Net income310.2%—19.1%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin33.1%32.6%28.8%25.6%
Net margin9.6%11.2%8.8%9.5%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings8.68.53.8—63.0-43.72.85.516.282.0
Price to sales0.90.70.91.91.00.50.40.91.32.6

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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