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Banco Santander SA ADR SAN · USD

Financials · US listing · 🇺🇸 United States

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12.46

+6.13%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$138.37bn

FY2016FY2025

Net income

$16.27bn

FY2016FY2025

Total assets

$2.16trn

FY2016FY2025

Shareholders' equity

$119.07bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$138.37bn$149.93bn$140.65bn$100.44bn$70.98bn$69.83bn$83.75bn$80.40bn$82.34bn$80.51bn
Operating income$21.56bn$21.96bn$19.00bn$17.60bn$16.79bn−$2.40bn$14.48bn$16.39bn$13.95bn$12.43bn
Net income$16.27bn$14.51bn$12.78bn$11.09bn$9.38bn−$10.12bn$7.52bn$9.01bn$7.64bn$7.16bn
Diluted earnings per share1.040.890.740.460.50-0.540.430.530.450.46

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$2.16trn$2.12trn$2.07trn$2.00trn$1.84trn$1.74trn$1.76trn$1.68trn$1.67trn$1.55trn
Cash and short-term investments$367.24bn$274.00bn$309.77bn$450.98bn$386.83bn$328.58bn$288.21bn$131.18bn$128.10bn$88.24bn
Total liabilities$2.03trn$2.00trn$1.95trn$1.89trn$1.73trn$1.64trn$1.63trn$1.56trn$1.54trn$1.43trn
Debt$618.70bn$598.97bn$410.09bn$374.01bn$314.74bn$296.92bn$340.02bn$426.32bn$423.03bn$472.97bn
Shareholders' equity$119.07bn$113.80bn$110.13bn$112.62bn$112.01bn$105.39bn$127.71bn$111.34bn$109.05bn$104.95bn
Shares outstanding15,686m16,325m17,253m24,356m18,918m18,918m17,326m16,935m16,838m15,469m

Financial ratios

Data as of 5 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin15.6%14.6%13.5%17.5%23.7%-3.4%
Net margin11.8%9.7%9.1%11.0%13.2%-14.5%
Return on equity13.7%12.8%11.6%9.8%8.4%-9.6%
Return on assets0.8%0.7%0.6%0.6%0.5%-0.6%
Revenue growth-7.7%6.6%40.0%41.5%1.6%-16.6%
Earnings growth12.1%13.5%15.3%18.2%-192.6%-234.6%
Current ratio0.25x21.49x5.89x8.55x11.78x12.08x
Debt to equity5.20x5.26x3.72x3.32x2.81x2.82x
Equity ratio5.5%5.4%5.3%5.6%6.1%6.1%
Interest coverage0.31x0.29x0.27x0.46x1.11x-0.15x
Buybacks as a share of market value3.9%5.4%29.2%-28.7%0.0%-9.2%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue11.3%14.7%5.3%
Operating income7.0%—6.9%
Net income13.7%—9.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin15.1%15.1%14.1%15.1%
Net margin10.7%10.3%8.0%8.5%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.35.15.66.56.6-5.79.58.414.411.2
Price to sales1.30.50.50.70.90.80.90.91.31.0

Market value over time

31 Oct 2016 to 4 Sept 2026, in USD

$74.58bn$219.14bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return155%11%46%-8%3%-27%-7%-33%29%8%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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