40.14
+1.90%
Close of 9 Nov 2026, in USD
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About Renasant
From its filings with the US Securities and Exchange Commission
Renasant is based in Tupelo, Mississippi and is incorporated in Mississippi. Its shares trade on NYSE under the ticker RNST. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported net income of $181.3m. At that date it held total assets of $26.75bn and shareholders' equity of $3.88bn.
Our vision is further validated through our core values which include: (1) employees are our greatest assets, (2) quality is not negotiable and (3) clients’ trust is foremost. Our strategic plan is centered on these values; the plan focuses on attracting high quality deposits, generating organic loan growth and increasing our noninterest income, improving our operating efficiency and enhancing our technological capabilities, remaining opportunistic, and achieving financial performance targets, both on an absolute basis and relative to our peer institutions. We believe that the successful implementation of our strategic plan will promote the satisfaction and development of our employees, clients and shareholders.
Effective April 1, 2025, the Company completed its acquisition by merger of The First Bancshares, Inc., a Mississippi corporation, pursuant to which, The First merged with and into the Company, with the Company as the surviving entity in the merger, and immediately thereafter The First’s subsidiary bank merged with and into the Bank, with the Bank as the surviving entity in the merger. At merger, each outstanding share of common stock of The First converted into the right to receive one share of common stock of the Company. Upon completion of the merger, Southwest Georgia Insurance Services, Inc., a Georgia corporation, became a subsidiary of Renasant Bank and engaged in the insurance agency business until Renasant Bank’s sale of substantially all of its assets on December 31, 2025.
Quoted from its 10-K, filed 2 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 21 Apr 1992
- Employees
- 3,000
- Website
- renasantbank.com ↗
- Head office
- 209 TROY STREET, TUPELO, MS, 38804-4827
- Incorporated in
- MS
- Classification
- State Commercial Banks
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Edward McgrawChairman of the Board, since 2000$2.2m
- Mr. Kevin ChapmanPresident, Chief Executive Officer$2.5m
- Mr. C. Mitchell WaycasterVice Chairman of the Board, since 2005$3.5m
- Mr. James MabryChief Financial Officer, Senior Executive Vice President, since 2020$1.9m
- Mr. Mark JeanfreauExecutive Vice President, General Counsel
- Mr. James CochranExecutive Vice President, Chief Core Banking Officer$1.3m
- Mr. David MeredithExecutive Vice President, Chief Credit Officer
- Mr. Curtis PerryExecutive Vice President, Chief Corporate Banking Officer$1.6m
- Ms. Kelly HutchesonChief Accounting Officer
- Mr. John CreekmoreLead Independent Director$204,966
- Mr. Ray ColeDirector
- Dr. Gary ButlerIndependent Director$157,717
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 24
- Environment
- 10
- Social
- 44
- Governance
- 19
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Renasant Corp has established a strong reputation in the banking industry, known for its excellent customer service and personalized approach.
- The company has a diversified business portfolio, offering a wide range of financial products and services, including commercial banking, mortgage lending, wealth management, and insurance.
- Renasant Corp has a solid financial position with consistent revenue growth and a strong balance sheet, enabling it to invest in technology and innovation.
Weaknesses
- Renasant Corp operates primarily in the Southeastern United States, limiting its geographic presence compared to larger national banks.
- The company faces intense competition from both traditional banks and emerging fintech firms, which may impact its market share and profitability.
- Renasant Corp relies heavily on interest income, making it vulnerable to fluctuations in interest rates and economic conditions.
Opportunities
- Renasant Corp can expand its market reach by acquiring smaller regional banks or entering new markets through strategic partnerships.
- The growing demand for digital banking solutions presents an opportunity for Renasant Corp to enhance its technology infrastructure and offer innovative digital services to customers.
- The company can capitalize on the increasing trend of socially responsible investing and prioritize sustainable and ethical investment options, appealing to a broader customer base.
Threats
- Economic downturns or financial crises can negatively impact Renasant Corp's loan portfolio and overall profitability.
- Regulatory changes in the banking sector may impose additional compliance costs and restrict certain business practices, affecting Renasant Corp's operations.
- Cybersecurity threats and data breaches pose risks to Renasant Corp's reputation and customer trust, necessitating investment in robust security measures.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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