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River City Bank Common stock RCBC · USD

Financials · US listing · 🇺🇸 United States

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59.00

+0.73%

Close of 9 Nov 2026, in USD

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About River City Bank Common stock

Its shares trade under the ticker RCBC. In the fiscal year to 31 December 2025, it reported revenue before interest expense of $282.0m and net income of $68.4m. At that date it held total assets of $5.81bn and shareholders' equity of $548.5m.

River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts. It also provides personal, consumer, commercial real estate, commercial, commercial, agriculture, and residential mortgage loans; and home equity lines of credit. In addition, the company offers cash management services; lockbox, integrated payables, clean energy financing and solutions, and premier banking services; debit and credit cards; and online and mobile banking services. The company serves agribusiness, construction, healthcare, manufacturing and distribution, nonprofits, professional services, property management, and representative payee industries. The company was formerly known as RCB Corporation and changed its name to River City Banki in November 2010. River City Bank was incorporated in 1963 and is headquartered in Sacramento, California.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • River City Bank offers diverse banking products including checking, savings, and term certificates.
  • The bank serves agribusiness, healthcare, and construction sectors with tailored financial solutions.
  • River City Bank provides clean energy financing and premier banking services for commercial clients.

Weaknesses

  • River City Bank has limited presence outside Sacramento, California, restricting regional expansion.
  • The bank's focus on local markets may hinder national competitiveness against larger institutions.
  • River City Bank's product range lacks advanced digital banking features compared to national competitors.

Opportunities

  • Expanding clean energy financing solutions to meet growing environmental regulations in California.
  • Increasing market share in Sacramento's agribusiness sector through targeted financial products.
  • Leveraging online banking services to attract younger demographics in the Sacramento area.

Threats

  • Rising interest rates could reduce demand for mortgage and loan products in Sacramento.
  • Competition from national banks entering the Sacramento market with broader service offerings.
  • Economic downturns in California's construction sector may impact loan portfolios.

Sources and methodology

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Chart on the Overview
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