GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
R

Rhinebeck Bancorp RBKB · USD

Financials · US listing · 🇺🇸 United States

Compare

13.31

+0.53%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

About Rhinebeck Bancorp

From its filings with the US Securities and Exchange Commission

SEC filings

Rhinebeck Bancorp is based in Poughkeepsie, New York and is incorporated in Maryland. Its shares trade on Nasdaq under the ticker RBKB. The SEC classifies its business as savings institutions, not federally chartered. In the fiscal year to 31 December 2025, it reported revenue of $3.0m and net income of $10.0m. At that date it held total assets of $1.30bn and shareholders' equity of $136.9m.

In its own words

Rhinebeck Bancorp, Inc., (the “Company”) a Maryland corporation, was incorporated in August 2018. On January 16, 2019, the Company became the holding company for Rhinebeck Bank (the “Bank”) when it completed the reorganization of the Company and the Bank into a two-tier mutual holding company form of organization. The Company is regulated by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”) and the New York State Department of Financial Services (the “NYSDFS”). The consolidated financial results contained herein reflect the consolidated accounts of the Company and the Bank.

Rhinebeck Bancorp, MHC, a New York-chartered non-stock corporation, is a mutual holding company that owns 57.0% of the outstanding common stock of Rhinebeck Bancorp, Inc.

On February 10, 2026, Rhinebeck Bancorp, MHC adopted a Plan of Conversion and Reorganization, pursuant to which Rhinebeck Bancorp, MHC is proposing to convert from the mutual holding company structure to the fully public stock holding company structure, in a transaction commonly referred to as a “second-step conversion.” The second-step conversion requires the approval of the NYSDFS and the Federal Reserve Board, as well as the depositors of Rhinebeck Bank and the stockholders of the Company.

Quoted from its 10-K, filed 13 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Thrifts & Mortgage Finance
Listed since
17 Jan 2019
Employees
158
Head office
2 JEFFERSON PLAZA, POUGHKEEPSIE, NY, 12601
Incorporated in
MD
Classification
Savings Institutions, Not Federally Chartered
Filer status
Non-accelerated filer<br>Smaller reporting company

Leadership

Pay as last reported

  • Mr. William IrwinIndependent Chairman of the Board$72,000
  • Mr. Michael QuinnPresident, Chief Executive Officer, Director, since 2001$688,620
  • Mr. Kevin NihillChief Financial Officer, Treasurer$395,769
  • Ms. Jamie BloomChief Operating Officer$431,715
  • Mr. Donald BeelerIndependent Director$54,500
  • Mr. Christopher ChestneyIndependent Director$55,250
  • Mr. Freddimir GarciaIndependent Director$55,250
  • Mr. Steven HowellIndependent Director$60,000
  • Ms. Shannon LafranceIndependent Director$54,250
  • Ms. Suzanne LoughlinIndependent Director$51,750
  • Ms. Sharon McginnisIndependent Director
  • Ms. Nancy PatzwahlIndependent Director

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Rhinebeck Bancorp Inc possesses several strengths that contribute to its success in the market. - Strong brand reputation and recognition in the banking industry. - Solid financial performance and stability. - Diverse range of banking products and services. - Well-established customer base and strong customer relationships. - Efficient operational infrastructure and technology systems.

Weaknesses

  • Despite its strengths, Rhinebeck Bancorp Inc also deals with certain weaknesses that may hinder its growth and competitive position. - Limited geographical presence, mainly serving a specific region. - Relatively small scale compared to larger competitors. - Lack of diversification in revenue sources. - Increased regulatory requirements and compliance costs. - Limited brand recognition outside of its core market.

Opportunities

  • Rhinebeck Bancorp Inc can capitalize on the following opportunities to enhance its market position and profitability. - Expansion into new geographical markets to increase customer base. - Growing demand for digital banking and technological advancements. - Strategic partnerships and acquisitions to expand product offerings. - Changes in customer preferences towards personalized banking services. - Increasing emphasis on sustainable and socially responsible banking practices.

Threats

  • Rhinebeck Bancorp Inc faces several external threats that may pose challenges to its operations and financial performance. - Intense competition from larger banks and financial institutions. - Economic downturns and market instability affecting loan demand. - Increasing regulatory scrutiny and stricter compliance requirements. - Cybersecurity threats and potential data breaches. - Changes in interest rates impacting borrowing costs and profitability.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.