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Powszechny Zaklad Ubezpieczen PZU.WA · PLN

Financials · GPW · 🇵🇱 Poland

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73.54

+0.74%

Close of 9 Nov 2026, in PLN

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in PLN, from our data supplier.

FY2025

Revenue, before interest expense

PLN 66.72bn

FY2016FY2025

Net income

PLN 6.70bn

FY2016FY2025

Total assets

PLN 535.48bn

FY2016FY2025

Shareholders' equity

PLN 35.47bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expensePLN 66.72bnPLN 55.37bnPLN 54.48bnPLN 41.72bnPLN 40.84bnPLN 40.23bnPLN 41.93bnPLN 39.26bnPLN 34.39bnPLN 23.80bn
Operating incomePLN 26.12bnPLN 32.93bnPLN 34.17bnPLN 18.10bnPLN 7.89bnPLN 5.20bnPLN 9.23bnPLN 9.20bnPLN 5.47bnPLN 2.99bn
Net incomePLN 6.70bnPLN 5.34bnPLN 5.78bnPLN 3.78bnPLN 3.34bnPLN 1.91bnPLN 3.29bnPLN 3.21bnPLN 2.90bnPLN 1.94bn
Diluted earnings per share7.766.196.694.383.862.213.823.723.352.24

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsPLN 535.48bnPLN 503.26bnPLN 467.89bnPLN 436.12bnPLN 402.13bnPLN 378.97bnPLN 343.34bnPLN 328.55bnPLN 317.40bnPLN 125.34bn
Cash and short-term investmentsPLN 75.70bnPLN 15.13bnPLN 52.95bnPLN 46.76bnPLN 51.86bnPLN 71.09bnPLN 60.34bnPLN 45.30bnPLN 54.24bnPLN 16.88bn
Total liabilitiesPLN 462.83bnPLN 438.00bnPLN 407.41bnPLN 396.37bnPLN 362.13bnPLN 335.57bnPLN 304.05bnPLN 291.15bnPLN 279.80bnPLN 108.22bn
Debt—PLN 367.33bnPLN 331.40bnPLN 305.22bnPLN 286.52bnPLN 267.85bnPLN 242.52bnPLN 231.88bnPLN 219.18bnPLN 60.05bn
Shareholders' equityPLN 35.47bnPLN 32.11bnPLN 30.02bnPLN 17.49bnPLN 17.08bnPLN 18.78bnPLN 16.17bnPLN 14.93bnPLN 14.62bnPLN 13.01bn
Shares outstanding864m864m864m864m863m863m863m863m864m863m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expensePLN 16.34bnPLN 16.30bnPLN 17.11bnPLN 16.86bnPLN 14.20bnPLN 13.91bnPLN 14.60bnPLN 14.09bn
Operating incomePLN 6.11bnPLN 5.32bnPLN 6.18bnPLN 6.95bnPLN 8.47bnPLN 8.74bnPLN 8.31bnPLN 6.25bn
Net incomePLN 1.65bnPLN 1.36bnPLN 1.47bnPLN 2.00bnPLN 1.47bnPLN 1.76bnPLN 1.68bnPLN 1.22bn
Diluted earnings per share1.911.581.712.311.702.041.951.41
Total assetsPLN 561.13bnPLN 543.43bnPLN 535.48bnPLN 519.46bnPLN 520.07bnPLN 507.93bnPLN 503.26bnPLN 493.70bn
Cash and short-term investmentsPLN 23.98bnPLN 15.38bnPLN 16.23bnPLN 75.90bnPLN 78.51bnPLN 76.25bnPLN 15.13bnPLN 74.63bn
DebtPLN 42.00bnPLN 38.17bnPLN 49.48bnPLN 33.17bnPLN 29.21bnPLN 26.80bnPLN 43.50bnPLN 32.82bn
Shareholders' equityPLN 34.45bnPLN 36.87bnPLN 35.47bnPLN 33.95bnPLN 31.96bnPLN 34.05bnPLN 32.11bnPLN 30.33bn

Financial ratios

Data as of 15 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin39.1%59.5%62.7%43.4%19.3%12.9%
Net margin10.0%9.6%10.6%9.1%8.2%4.8%
Return on equity18.9%16.6%19.3%21.6%19.5%10.2%
Return on assets1.3%1.1%1.2%0.9%0.8%0.5%
Revenue growth20.5%1.6%30.6%2.1%1.5%-4.0%
Earnings growth25.4%-7.6%52.9%13.3%74.5%-42.0%
Current ratio0.38x0.44x27.16x31.09x32.31x10.88x
Debt to equity1.39x1.35x0.80x1.30x1.15x0.72x
Equity ratio6.6%6.4%6.4%4.0%4.2%5.0%
Interest coverage3.52x4.00x3.84x3.80x18.66x4.56x
Buybacks as a share of market value0.0%0.0%0.0%-0.0%-0.0%-0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue16.9%10.6%12.7%
Operating income13.0%38.1%24.4%
Net income21.0%28.5%11.1%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin48.4%51.0%41.6%33.6%
Net margin9.9%9.9%9.0%8.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings8.67.47.18.19.214.610.511.812.614.8
Price to sales0.90.70.80.70.80.70.81.01.11.2

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 24 Sept 2025.

FY2025FY2024FY2023FY2022FY2021FY2019FY2018FY2017
Paid in the year4.475.462.401.943.502.802.501.40
  • 10-for-1 split · 30 Nov 2015

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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