PayPal Holdings PYPL · USD
Information Technology · IT Services · US listing · 🇺🇸 United States
S&P 500Nasdaq-100
60.05
+1.37%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About PayPal Holdings
From its filings with the US Securities and Exchange Commission
PayPal Holdings is based in San Jose, California. Its shares trade on Nasdaq under the ticker PYPL. It is a member of the S&P 500 and Nasdaq-100. The SEC classifies its business as business services, nec. In the fiscal year to 31 December 2025, it reported revenue of $33.17bn and net income of $5.23bn. At that date it held total assets of $80.17bn and shareholders' equity of $20.26bn. By business, Transaction revenues brought in 89.8% of revenue, followed by Revenues From Other Value Added Services at 10.2%. By region, U.S. accounted for 56.9%, followed by Other Countries at 43.1%.
At PayPal Holdings, Inc., our mission is to revolutionize commerce globally. Our products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, whether online or in-person.
We operate a global, two-sided network at scale that connects consumers and merchants with 439 million active accounts across approximately 200 markets as of December 31, 2025.
We earn revenues primarily by charging fees for completing payment transactions for our customers and other payment-related services, which are typically based on the volume of activity processed on our payments platform. We also generate revenue from customers for currency conversion, for instant transfers from their PayPal or Venmo account to their bank account or debit card, and to facilitate the purchase and sale of cryptocurrencies; however, we generally do not charge customers to fund or draw from their accounts. We also earn revenue by providing other value-added services, which primarily comprise revenue earned through partnerships, interest and fees from our consumer and merchant credit products, interest earned on certain assets underlying customer balances, referral fees, subscription fees, and gateway services.
Quoted from its 10-K, filed 3 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Information Technology
- Industry
- IT Services
- Listed since
- 6 Jul 2015
- Employees
- 23,800
- Website
- paypal.com ↗
- Head office
- 2211 NORTH FIRST STREET, SAN JOSE, CA, 95131
- Classification
- Services-Business Services, NEC
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Enrique LoresIndependent Chairman of the Board$486,324
- Mr. Alex ChrissPresident, Chief Executive Officer, Director, since 2023$6.7m
- Ms. Jamie MillerChief Financial Officer, Chief Operating Officer, Executive Vice President$13.0m
- Ms. Suzan KereerePresident - Global Markets$29.4m
- Mr. Aaron WebsterExecutive Vice President, Global Chief Risk Officer$18.4m
- Ms. Michelle GillExecutive Vice President, General Manager - Small Business and Financial Services Group$9.9m
- Mr. Frank KellerExecutive Vice President, General Manager - Large Enterprise and Merchant Platform Group
- Mr. Diego ScottiExecutive Vice President, General Manager - Consumer Group$17.3m
- Ms. Joy ChikIndependent Director
- Mr. Jonathan ChristodoroIndependent Director$383,004
- Mr. Carmine Di SibioIndependent Director$296,046
- Mr. David DormanIndependent Director$390,057
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 78
- Environment
- 67
- Social
- 80
- Governance
- 87
- Direct emissions (scope 1)
- 2,100 t
- Energy emissions (scope 2)
- 79,000 t
- Value chain emissions (scope 3)
- 467,000 t
- Women in the workforce
- 42.6%
- Carbon reduction policy
- Yes
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- PayPal Holdings Inc has a significant advantage with its large and diverse customer base, catering to individuals, small businesses, and large enterprises. This allows them to generate stable revenue streams and mitigate risks associated with dependency on specific industries or customer segments.
- PayPal has a strong brand that is widely recognized and trusted by users globally. This brand recognition gives them a competitive edge over new entrants in the market and enhances customer loyalty and trust, leading to increased usage and adoption of their payment services.
- PayPal benefits from an extensive network of consumers and merchants. With a wide range of payment options and integrations available, PayPal has been able to establish strategic partnerships and collaborations with numerous e-commerce platforms, enhancing their reach and market presence.
Weaknesses
- While partnerships provide opportunities for growth, PayPal's reliance on these partnerships also exposes them to potential risks. Any negative impacts or changes in partnerships may affect PayPal's growth prospects and operational capabilities, making them vulnerable to the decisions or actions of their partners.
- The financial services industry is heavily regulated, and PayPal operates in various jurisdictions worldwide. Adhering to different regulatory frameworks and maintaining compliance can be a complex and costly process for PayPal. Changes in regulations or legal challenges can pose risks to their operations and may require significant investments to ensure compliance.
- The online payments industry is highly competitive, with several prominent players vying for market share. The intense competition from other payment providers and emerging technologies poses challenges for PayPal to differentiate itself and maintain or expand its market position.
Opportunities
- The global e-commerce market continues to grow rapidly, offering significant opportunities for PayPal to expand its customer base and transaction volumes. As more consumers and businesses embrace online shopping and digital payments, PayPal can leverage its established brand and network to capture a larger market share.
- The increasing adoption of smartphones and mobile devices presents a growing opportunity for PayPal. Offering convenient and secure mobile payment solutions can help them tap into the expanding market for mobile commerce and strengthen their position as a leading player in the mobile payments industry.
- Forming strategic partnerships with key players in various industries can enable PayPal to extend its reach and integrate its payment services into new platforms or markets. Collaborations with banks, technology companies, or e-commerce giants can provide access to a large customer base and enhance PayPal's competitiveness in the market.
Threats
- As an online payment platform, PayPal is exposed to security risks and potential fraud attempts. Maintaining robust security measures, investing in advanced fraud detection technologies, and safeguarding customer data is crucial for PayPal to retain customer trust and prevent financial losses from security breaches or fraudulent activities.
- The rapid advancement of technologies such as blockchain, digital currencies, and peer-to-peer payment systems poses a threat to traditional payment service providers like PayPal. Failure to adapt and leverage these technologies effectively may result in a loss of market share to competitors or alternative payment solutions.
- Changes in the global economic landscape can impact PayPal's business performance. Economic downturns, fluctuations in currency exchange rates, and changes in consumer spending patterns can affect transaction volumes and revenue growth, making PayPal vulnerable to macroeconomic risks.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.