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Permanent TSB Group Holdings PTSB.IR · EUR

Financials · Euronext Dublin · 🇮🇪 Ireland

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2.94

-0.34%

Close of 9 Nov 2026, in EUR

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At a glance

Figures in EUR, from our data supplier.

FY2024

Net income

€119.0m

FY2020FY2024

Total assets

€28.93bn

FY2020FY2024

Shareholders' equity

€2.53bn

FY2020FY2024

Income statement

Fiscal years

FY2024FY2023FY2022FY2021FY2020
Operating income——€36.0m€43.0m—
Net income€119.0m€25.0m€213.0m−€41.0m−€173.0m
Diluted earnings per share0.220.050.45-0.09-0.38

Balance sheet

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020
Total assets€28.93bn€27.75bn€25.93bn€22.23bn€20.99bn
Cash and short-term investments——€1.81bn€3.92bn—
Total liabilities€26.40bn€25.34bn€23.54bn€20.45bn€19.04bn
Debt€2.02bn€1.80bn€948.0m€807.0m€843.0m
Shareholders' equity€2.53bn€2.42bn€2.40bn€1.79bn€1.95bn
Shares outstanding545m546m468m455m455m

Latest quarters

By quarter end

Jun 2025Dec 2024Jun 2024Dec 2023Jun 2023Mar 2023Dec 2022Sept 2022
Operating income————€49.0m€49.0m€1.0m€1.0m
Net income−€6.0m€77.0m€42.0m€21.0m€4.0m€12.5m€253.0m€129.0m
Diluted earnings per share-0.010.140.080.040.010.000.520.26
Total assets€29.99bn€28.93bn€29.15bn€27.75bn€28.40bn€28.40bn€25.93bn€25.93bn
Cash and short-term investments————€3.09bn€3.09bn€1.81bn€1.81bn
Debt€1.94bn€1.93bn€1.89bn€1.74bn€2.08bn€2.07bn€955.0m€942.0m
Shareholders' equity€2.53bn€2.53bn€2.46bn€2.42bn€2.40bn€2.40bn€2.40bn€2.40bn

Financial ratios

Data as of 1 Nov 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin—19.4%24.5%3.1%4.4%12.5%20.3%
Net margin17.4%24.2%10.2%54.0%-5.5%-43.2%—
Return on equity4.6%6.4%2.8%9.3%-1.1%-8.3%—
Return on assets0.4%0.6%0.2%0.9%-0.1%-0.8%—
Revenue growth-2.2%0.6%61.3%14.4%-3.7%-9.2%—
Earnings growth-29.6%138.2%-69.5%-1215.0%-87.7%-640.0%—
Current ratio—0.09x0.09x0.09x0.22x0.17x0.08x
Equity ratio8.1%8.8%8.7%9.2%8.0%9.3%—
Interest coverage—0.45x1.03x0.24x0.39x1.15x1.47x

Growth per year

Compound annual rate

3 years5 years10 years
Revenue22.4%——

Valuation history

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020
Price to earnings6.637.14.0-17.7-2.3
Price to sales1.11.31.11.91.0

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years. Last went ex-dividend on 1 Oct 2008.

  • 100-to-1 reverse split · 13 Apr 2015
  • 1-to-1 reverse split · 18 Jan 2010

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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