26.32
-0.19%
Close of 9 Nov 2026, in USD
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About Potomac Bancshares
From its filings with the US Securities and Exchange Commission
Potomac Bancshares is based in Charles Town, West Virginia and is incorporated in West Virginia. Its shares trade on OTC under the ticker PTBS. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2011, it reported a net loss of $1.0m. At that date it held total assets of $287.4m and shareholders' equity of $25.5m.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 18 May 1998
- Employees
- 83
- Head office
- 111 EAST WASHINGTON ST, CHARLES TOWN, WV, 25414
- Incorporated in
- WV
- Classification
- State Commercial Banks
Leadership
Pay as last reported
- John SkinnerChairman of the Board
- Ms. Alice FrazierPresident, Chief Executive Officer
- Dean CognettiChief Financial Officer, Senior Vice President$72,995
- Mr. Arch MooreExecutive Vice President, Chief Lending Officer$150,806
- Ms. Kristina BouweiriDirector
- Mr. Michael HuberDirector
- Dr. Mitesh KothariDirector
- Mr. William WhiteDirector
- Dr. Keith BerkeleyIndependent Director
- J. Scott BoydIndependent Director
- John BurnsIndependent Director
- Guy ChicchirichiIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Potomac Bancshares Inc boasts a strong financial position and stable growth trajectory, making it an attractive investment opportunity. The company enjoys a diversified product range, including retail and commercial banking, wealth management, and mortgage lending. This diversification provides a competitive advantage by offering multiple revenue streams and minimizing risk.
- The bank's well-established brand and reputation in the market contribute to customer loyalty and trust. With a committed team of experienced professionals, Potomac Bancshares Inc delivers excellent customer service and tailored financial solutions, enhancing its competitive position.
Weaknesses
- Despite its strengths, Potomac Bancshares Inc faces a few weaknesses. The company operates in a highly competitive market, with both large national banks and regional players vying for market share. This intense competition puts pressure on profitability and necessitates constant innovation and differentiation to stay ahead.
- Additionally, Potomac Bancshares Inc may have limited brand awareness outside of its main operating region. Expanding its geographic reach could be challenging without strategic partnerships or extensive marketing efforts.
Opportunities
- There are several opportunities for Potomac Bancshares Inc to capitalize on. The growing demand for digital banking solutions presents a chance to invest in technology and offer innovative products and services. By leveraging the latest advancements in fintech, the company can enhance customer experiences, increase operational efficiency, and attract a broader customer base.
- Potential strategic partnerships or acquisitions could enable Potomac Bancshares Inc to expand its market presence and gain access to new customer segments. Exploring untapped markets or niche markets within its current footprint may also provide opportunities for growth and increased profitability.
Threats
- Potomac Bancshares Inc faces several external threats that should be carefully considered. The impact of economic downturns, interest rate fluctuations, and regulatory changes can pose significant challenges to the company's financial performance and stability. Adapting to evolving regulations and managing credit risks effectively will be crucial.
- Cybersecurity threats and potential data breaches are also a constant concern, considering the increasing reliance on technology in the financial industry. Potomac Bancshares Inc must invest in robust security measures and stay vigilant to protect customer data and maintain trust.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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