20.81
+3.02%
Close of 9 Nov 2026, in INR
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About Punjab & Sind Bank
Its shares trade on NSE under the ticker PSB.NS. It has been listed since 30 December 2010. In the fiscal year to 31 March 2026, it reported revenue before interest expense of ₹137.59bn and net income of ₹13.22bn. At that date it held total assets of ₹1.79trn and shareholders' equity of ₹141.32bn.
Punjab & Sind Bank Ltd. engages in the provision of banking products and services. The company is headquartered in New Delhi, Delhi. The company went IPO on 2010-12-30. The Bank operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank's international banking services include non-resident Indian (NRI) services, export/import services, forex treasury and gold card schemes and others. PSB Fixed Deposits, PSB Tax Saver, PSB Education Loan, PSB Apna Ghar, PSB Apna Ghar Top Up, PSB Apna Vahan, PSB Recurring Deposit Account, Flexi Savings Deposit Product and others. Its digital banking services include retail Internet banking, corporate internet banking, unified payment interface (UPI), RuPay prepaid card, PSB cards, ATM/debit card & charges, bill payment, debit freeze account and others. Its social banking includes PM Yojana and government schemes. The company also provides current account, saving account, PSB premier saving account, PSB Premier current account, basic saving bank deposit account and others. The company has over 1531 bank branches.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 30 Dec 2010
- Employees
- 8,735
- Website
- punjabandsindbank.co.in ↗
Leadership
Pay as last reported
- Shri. Swarup SahaChief Executive Officer, Managing Director, Executive Director, since 2022₹4.0m
- Mr. Arnab GoswamyChief Financial Officer
- Mr. Prem KumarChief Technical Officer
- Sh. Ravi GuptaChief Compliance Officer
- Sh. Dheeraj GaurChief Risk Officer
- Ms. Mahima AgarwalGeneral Manager
- Sh. Ratnesh ChandraGeneral Manager
- Shri. Pankaj DwivediGeneral Manager, since 2025
- Shri. Gopal KrishanGeneral Manager
- Sh. Ashni KumarGeneral Manager
- Shri. Manoj KumarGeneral Manager
- Shri. Praveen KumarChief General Manager
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 25
- Environment
- 33
- Social
- 23
- Governance
- 19
- Women in the workforce
- 29.96159%
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Punjab & Sind Bank operates 1531 branches across India for widespread customer access.
- Punjab & Sind Bank offers PSB Fixed Deposits and PSB Tax Saver for diverse financial products.
- Punjab & Sind Bank provides digital banking services including UPI and RuPay prepaid cards.
Weaknesses
- Punjab & Sind Bank has 8735 employees which may lead to operational inefficiencies.
- Punjab & Sind Bank's IPO listing date was 30 December 2010, indicating limited recent market activity.
- Punjab & Sind Bank's international banking services include NRI services but lack broader global coverage.
Opportunities
- Punjab & Sind Bank can expand its digital banking services to include more UPI features.
- Punjab & Sind Bank can leverage PM Yojana for increased social banking participation.
- Punjab & Sind Bank can grow its Retail Banking segment with new product offerings.
Threats
- Punjab & Sind Bank faces competition from other Financials sector banks in India.
- Punjab & Sind Bank's Treasury Operations segment may be vulnerable to market fluctuations.
- Punjab & Sind Bank's Corporate/Wholesale Banking segment could be affected by economic downturns.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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