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Protector Forsikring A PROT.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

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480.40

+1.69%

Close of 9 Nov 2026, in NOK

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in NOK, from our data supplier.

FY2025

Revenue, before interest expense

NOK 14.91bn

FY2016FY2025

Net income

NOK 2.65bn

FY2016FY2025

Total assets

NOK 28.56bn

FY2016FY2025

Shareholders' equity

NOK 7.67bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseNOK 14.91bnNOK 12.19bnNOK 9.72bnNOK 6.29bnNOK 5.85bnNOK 5.58bnNOK 4.36bnNOK 3.08bnNOK 3.58bnNOK 3.38bn
Operating incomeNOK 3.68bnNOK 2.25bnNOK 1.53bnNOK 505.0mNOK 694.7mNOK 1.12bn−NOK 10.9m−NOK 347.4mNOK 557.1mNOK 525.7m
Net incomeNOK 2.65bnNOK 1.57bnNOK 1.51bnNOK 842.8mNOK 1.23bnNOK 979.2m−NOK 4.5m−NOK 295.4mNOK 476.7mNOK 452.7m
Diluted earnings per share32.1119.0818.3110.2314.9611.96-0.06-3.795.545.24

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsNOK 28.56bnNOK 24.65bnNOK 19.78bnNOK 19.95bnNOK 19.25bnNOK 16.75bnNOK 14.74bnNOK 12.83bnNOK 12.27bnNOK 9.85bn
Cash and short-term investments——NOK 323.6mNOK 189.3mNOK 291.1mNOK 239.8mNOK 321.7mNOK 270.7mNOK 319.2mNOK 196.9m
Total liabilitiesNOK 20.88bnNOK 18.87bnNOK 15.25bnNOK 16.50bnNOK 15.66bnNOK 13.72bnNOK 12.72bnNOK 10.80bnNOK 9.68bnNOK 7.58bn
DebtNOK 2.34bnNOK 1.96bnNOK 1.98bnNOK 1.24bnNOK 1.38bnNOK 1.47bnNOK 1.24bnNOK 1.24bnNOK 1.24bnNOK 645.9m
Shareholders' equityNOK 7.67bnNOK 5.79bnNOK 4.53bnNOK 3.44bnNOK 3.58bnNOK 3.03bnNOK 2.02bnNOK 2.03bnNOK 2.59bnNOK 2.27bn
Shares outstanding82m82m82m82m82m82m82m78m86m86m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseNOK 3.98bnNOK 3.23bnNOK 4.03bnNOK 3.47bnNOK 3.79bnNOK 3.62bnNOK 2.97bnNOK 3.37bn
Operating income——NOK 1.00bnNOK 703.0mNOK 983.0mNOK 994.0mNOK 434.0m—
Net incomeNOK 741.0mNOK 151.0mNOK 731.0mNOK 459.0mNOK 717.0mNOK 741.0mNOK 248.0mNOK 581.0m
Diluted earnings per share9.001.838.875.578.708.993.017.05
Total assetsNOK 29.84bnNOK 28.31bnNOK 28.56bnNOK 29.05bnNOK 29.68bnNOK 27.29bnNOK 24.65bnNOK 24.78bn
DebtNOK 2.34bnNOK 2.34bnNOK 2.34bnNOK 3.19bnNOK 2.69bnNOK 2.69bnNOK 1.89bnNOK 1.89bn
Shareholders' equityNOK 7.41bnNOK 7.32bnNOK 7.67bnNOK 6.52bnNOK 6.29bnNOK 5.78bnNOK 5.44bnNOK 5.19bn

Financial ratios

Data as of 19 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin24.7%18.5%15.7%8.0%11.9%20.1%——
Net margin17.8%12.9%15.5%13.4%21.1%17.5%——
Return on equity34.5%27.2%33.3%24.5%34.4%32.3%——
Return on assets9.3%6.4%7.6%4.2%6.4%5.8%——
Revenue growth22.3%25.5%54.6%7.4%4.9%28.1%——
Earnings growth68.3%4.2%79.1%-31.6%25.8%-21696.9%——
Current ratio——0.14x1.76x3.97x5.57x4.57x2.91x
Debt to equity0.30x0.27x0.42x0.39x0.55x0.58x——
Equity ratio26.9%23.5%22.9%17.3%18.6%18.1%——
Interest coverage30.68x27.11x24.09x14.68x——-0.55x-18.58x
Buybacks as a share of market value——-0.0%-0.0%-0.6%-0.2%-4.8%9.4%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue33.4%21.7%18.9%
Operating income93.9%26.9%21.3%
Net income46.4%22.0%19.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin21.9%18.5%17.9%15.4%
Net margin15.6%15.2%16.1%13.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings16.214.99.812.37.35.0-945.8-12.616.313.1
Price to sales2.91.91.51.61.50.91.01.22.21.8

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 27 Oct 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2017FY2016
Paid in the year22.0012.359.1910.0011.508.012.252.25

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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