38.45
+1.96%
Close of 9 Nov 2026, in USD
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About PROG Holdings
From its filings with the US Securities and Exchange Commission
PROG Holdings is based in Draper, Utah and is incorporated in Georgia. Its shares trade on NYSE under the ticker PRG. The SEC classifies its business as equipment rental & leasing, nec. In the fiscal year to 31 December 2025, it reported revenue of $2.41bn and net income of $146.8m. At that date it held total assets of $1.61bn and shareholders' equity of $746.4m.
PROG Holdings is a financial technology holding company that provides transparent and competitive payment options to consumers. PROG Holdings' operating segments include Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider, and Four Technologies, Inc. ("Four"), a modern, cloud-native mobile app which offers Buy Now, Pay Later ("BNPL") payment options to consumers through the Four platform. PROG Holdings also owns MoneyApp, a mobile application that offers customers interest-free cash advances. Many of our customers fall within the near-prime or subprime Fair Isaac and Company ("FICO") score categories and may have difficulty purchasing big-ticket and other durable goods they desire. The unified financial technologies ecosystem we continue to build, which we have expanded through our recent acquisition of Purchasing Power (as described below) provides these underserved customers with alternatives to traditional financing options.
The Four segment enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free installment BNPL plans. Four offers transparent, fixed-term payment options, powered by its proprietary risk-decisioning engine and its direct-to-consumer mobile app.
Quoted from its 10-K, filed 18 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 11 May 1982
- Employees
- 1,692
- Website
- progholdings.com ↗
- Head office
- 256 W. DATA DRIVE, DRAPER, UT, 84020
- Incorporated in
- GA
- Classification
- Services-Equipment Rental & Leasing, NEC
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Ray RobinsonIndependent Chairman of the Board$375,000
- Mr. Steven MichaelsPresident, Chief Executive Officer, Director, since 2012$13.3m
- Mr. Brian GarnerChief Financial Officer$4.4m
- Mr. Matt SewellPrincipal Accounting Officer, Vice President - Financial Reporting
- Mr. Todd KingChief Legal and Compliance Officer$2.1m
- Mr. Curtis DomanDirector, since 2015$972,296
- Mr. Douglas CurlingIndependent Director$275,000
- Ms. Cynthia DayIndependent Director$280,000
- Mr. Robert JulianIndependent Director$163,333
- Mr. Ray MartinezIndependent Director$250,000
- Ms. Daniela MielkeIndependent Director$163,333
- Ms. Caroline SheuIndependent Director$250,000
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 67
- Environment
- 55
- Social
- 99
- Governance
- 46
- Direct emissions (scope 1)
- 886.99 t
- Energy emissions (scope 2)
- 786.23 t
- Value chain emissions (scope 3)
- 1,545.55 t
- Women in the workforce
- 56.5%
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- 1692 employees provide operational capacity
- Headquartered in Draper, Utah, with a clear location
- Two business segments: Progressive Leasing and Vive Financial
Weaknesses
- No specific financial metrics provided for performance
- No mention of market share or competitive positioning
- No details on technology infrastructure or digital capabilities
Opportunities
- Expansion of lease-purchase solutions in financial services sector
- Growth potential in serving customers excluded from traditional lending
- Increasing demand for inclusive consumer financial products
Threats
- Dependence on point-of-sale partner locations for revenue
- Competition from traditional financial institutions
- Regulatory challenges in consumer finance sector
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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