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Bank Hapoalim BM POLI.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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7,428.00

+4.53%

Close of 6 Nov 2026, in ILA

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 42.97bn

FY2016FY2025

Net income

ILS 9.80bn

FY2016FY2025

Total assets

ILS 766.66bn

FY2016FY2025

Shareholders' equity

ILS 64.68bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 42.97bnILS 40.48bnILS 38.20bnILS 23.63bnILS 16.22bnILS 14.58bnILS 15.80bnILS 16.51bnILS 14.71bnILS 14.87bn
Operating incomeILS 14.89bnILS 12.26bnILS 11.27bnILS 9.98bnILS 7.81bnILS 3.73bnILS 3.16bnILS 4.20bnILS 4.25bnILS 4.55bn
Net incomeILS 9.80bnILS 7.63bnILS 7.36bnILS 6.53bnILS 4.91bnILS 2.06bnILS 1.80bnILS 2.60bnILS 2.66bnILS 2.63bn
Diluted earnings per share7.465.725.494.903.681.531.351.931.991.95

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 766.66bnILS 720.84bnILS 686.53bnILS 665.35bnILS 638.78bnILS 539.60bnILS 463.69bnILS 460.93bnILS 454.42bnILS 448.11bn
Cash and short-term investmentsILS 95.23bnILS 117.05bnILS 107.11bnILS 133.42bnILS 189.28bnILS 138.71bnILS 88.12bnILS 84.46bnILS 86.11bnILS 80.38bn
Total liabilitiesILS 701.99bnILS 662.69bnILS 634.10bnILS 618.85bnILS 596.03bnILS 499.70bnILS 425.47bnILS 30.02bnILS 418.42bnILS 413.88bn
DebtILS 64.23bnILS 49.79bnILS 22.36bnILS 27.47bnILS 26.27bnILS 24.28bnILS 26.85bnILS 30.02bnILS 29.06bnILS 33.56bn
Shareholders' equityILS 64.68bnILS 58.15bnILS 52.43bnILS 46.50bnILS 42.73bnILS 39.87bnILS 38.18bnILS 37.54bnILS 35.86bnILS 34.05bn
Shares outstanding1,313m1,335m1,341m1,332m1,334m1,341m1,335m1,346m1,336m1,346m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 11.43bnILS 9.93bnILS 9.88bnILS 11.76bnILS 11.21bnILS 10.11bnILS 9.99bnILS 10.66bn
Operating incomeILS 4.30bnILS 3.50bnILS 3.05bnILS 4.36bnILS 4.03bnILS 3.44bnILS 2.35bnILS 3.16bn
Net incomeILS 2.49bnILS 2.12bnILS 2.08bnILS 2.76bnILS 2.54bnILS 2.42bnILS 1.55bnILS 1.91bn
Diluted earnings per share1.901.621.582.101.941.851.161.43
Total assetsILS 809.47bnILS 797.23bnILS 766.66bnILS 768.06bnILS 758.09bnILS 720.20bnILS 720.84bnILS 713.67bn
Cash and short-term investmentsILS 60.92bnILS 81.50bnILS 64.11bnILS 88.23bnILS 80.57bnILS 90.55bnILS 117.05bnILS 115.84bn
DebtILS 17.79bnILS 23.17bnILS 24.31bnILS 18.28bn—ILS 19.48bnILS 24.19bnILS 14.95bn
Shareholders' equityILS 67.14bnILS 65.55bnILS 64.68bnILS 63.74bnILS 62.12bnILS 60.22bnILS 58.15bnILS 57.16bn

Financial ratios

Data as of 8 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Operating margin34.7%30.3%29.5%42.2%48.2%25.6%——
Net margin22.8%18.9%19.3%27.6%30.3%14.1%——
Return on equity15.2%13.1%14.0%14.0%11.5%5.2%——
Return on assets1.3%1.1%1.1%1.0%0.8%0.4%——
Revenue growth6.1%6.0%61.7%45.7%11.2%-7.7%——
Earnings growth28.4%3.7%12.7%32.9%139.0%14.3%——
Current ratio3.92x0.20x13.16x35.91x49.52x18.45x——
Debt to equity0.38x0.42x——0.60x0.59x0.70x0.80x
Equity ratio8.4%8.1%7.6%7.0%6.7%7.4%——
Interest coverage0.80x0.66x0.67x1.74x4.07x2.55x——
Buybacks as a share of market value1.6%0.5%-0.7%0.1%0.5%-0.4%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue22.1%24.1%10.2%
Operating income14.3%31.9%11.3%
Net income14.5%36.7%12.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin32.5%33.3%34.0%31.9%
Net margin20.9%21.6%21.8%20.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings9.77.76.06.58.714.320.812.012.611.5
Price to sales2.21.41.21.82.62.02.41.92.32.0

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 19 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2019FY2018
Paid in the year2.1652.6311.7111.8180.7021.1070.7490.372

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.