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Pinnacle Financial Partners PNFP · USD

Financials · US listing · 🇺🇸 United States

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102.91

+2.26%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$2.92bn

FY2016FY2025

Net income

$642.1m

FY2016FY2025

Total assets

$57.71bn

FY2016FY2025

Shareholders' equity

$7.04bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$2.92bn$2.85bn$2.47bn$1.55bn$1.22bn$1.20bn$1.20bn$1.05bn$714.9m$431.1m
Operating income$779.9m$581.2m$714.0m$697.5m$651.9m$371.4m$497.5m$449.9m$298.0m$191.4m
Net income$642.1m$475.1m$562.2m$560.7m$527.3m$312.3m$400.9m$359.4m$174.0m$127.2m
Diluted earnings per share8.266.147.327.366.904.115.254.642.252.76

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$57.71bn$52.59bn$47.96bn$41.97bn$38.47bn$34.93bn$27.81bn$25.03bn$22.21bn$11.19bn
Cash and short-term investments$12.82bn$8.92bn$6.46bn$4.70bn$8.93bn$7.31bn$3.91bn$3.74bn$3.17bn$1.48bn
Total liabilities$50.66bn$46.16bn$41.92bn$36.45bn$33.16bn$30.03bn$23.45bn$21.07bn$18.50bn$9.70bn
Debt$2.52bn$657.8m$636.6m$621.0m$578.0m$802.0m$879.0m$590.0m$601.0m$436.0m
Shareholders' equity$7.04bn$6.43bn$6.04bn$5.52bn$5.31bn$4.90bn$4.36bn$3.97bn$3.71bn$1.50bn
Shares outstanding78m77m77m76m76m76m76m77m77m46m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$1.71bn$1.80bn$846.2m$544.8m$820.2m$711.1m$745.5m$751.2m
Operating income$419.0m$189.0m$205.4m$209.7m$194.3m$170.4m$183.8m$181.1m
Net income$328.0m$150.0m$169.8m$173.4m$158.5m$140.4m$151.3m$146.7m
Diluted earnings per share2.170.992.182.232.041.811.951.90
Total assets$129.06bn$122.77bn$57.71bn$55.96bn$54.80bn$54.25bn$52.59bn$50.70bn
Cash and short-term investments$25.80bn$6.17bn$12.82bn$9.68bn$9.37bn$6.28bn$8.92bn$8.03bn
Debt$11.10bn$6.05bn$2.52bn$2.53bn$2.63bn$2.58bn$2.53bn$2.78bn
Shareholders' equity$14.83bn$14.59bn$7.04bn$6.86bn$6.64bn$6.54bn$6.43bn$6.34bn

Financial ratios

Data as of 1 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2018FY2017FY2016FY2015FY2014FY2013
Operating margin26.7%20.4%28.9%45.0%53.6%31.0%——————
Net margin22.0%16.6%22.7%36.2%43.4%26.0%——————
Return on equity9.1%7.4%9.3%10.2%9.9%6.4%——————
Return on assets1.1%0.9%1.2%1.3%1.4%0.9%——————
Revenue growth2.4%15.3%59.7%27.4%1.4%0.3%——————
Earnings growth35.2%-15.5%0.3%6.3%68.8%-22.1%——————
Current ratio1.07x0.21x0.17x0.14x0.29x0.27x——————
Debt to equity0.36x0.39x0.46x0.20x0.28x0.16x——————
Equity ratio12.2%12.2%12.6%13.2%13.8%14.0%——————
Interest coverage0.63x0.44x0.65x2.85x6.60x1.86x——————
R&D as a share of sales——————0.0%0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value-0.5%-0.7%-0.8%0.3%-0.6%0.5%——————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue8.7%10.9%19.2%
Operating income3.8%16.0%18.5%
Net income4.6%15.5%21.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin23.6%28.3%31.1%33.8%
Net margin19.3%22.9%25.2%26.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.618.611.910.013.815.712.29.929.525.1
Price to sales4.55.84.24.36.54.95.54.38.38.1

Market value over time

31 Oct 2016 to 30 Sept 2026, in USD

$2.37bn$14.18bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-10%27%23%-21%43%-2%41%-32%-3%39%

Dividends and splits

Per share, in the currency the company pays

Paid for 13 years. Last went ex-dividend on 7 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.500.960.880.880.880.720.640.64
  • 2-for-1 split · 11 May 2004

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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