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PennyMac Financial Services PFSI · USD

Financials · US listing · 🇺🇸 United States

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66.44

+1.30%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Net income

$501.1m

FY2016FY2025

Total assets

$29.39bn

FY2016FY2025

Shareholders' equity

$4.31bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Research and development—$149.5m$143.2m$139.9m$141.4m$112.6m$67.9m$0$0$0
Operating income$1.51bn$901.0m$710.0m$688.7m$1.36bn$2.24bn$529.4m$267.7m$335.9m$383.1m
Net income$501.1m$311.4m$144.7m$475.5m$1.00bn$1.65bn$393.0m$87.7m$100.8m$66.1m
Diluted earnings per share9.255.812.898.9616.2021.704.851.431.280.86

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$29.39bn$26.09bn$18.84bn$16.82bn$18.78bn$31.60bn$10.20bn$7.48bn$7.37bn$5.13bn
Cash and short-term investments$711.7m$659.0m$948.6m$1.34bn$346.9m$547.9m$210.3m$273.1m$207.8m$185.3m
Total liabilities$25.08bn$22.26bn$15.31bn$13.35bn$15.36bn$28.21bn$8.14bn$5.82bn$5.65bn$3.73bn
Debt$15.65bn$14.39bn$8.60bn$7.01bn$10.85bn$12.13bn$5.95bn$3.77bn$3.82bn$2.58bn
Shareholders' equity$4.31bn$3.83bn$3.54bn$3.47bn$3.42bn$3.39bn$2.06bn$1.65bn$469.4m$347.3m
Shares outstanding54m54m50m53m62m76m81m61m79m77m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income$31.5m$293.1m$397.4m$236.6m$76.9m$104.5m$279.3m$217.9m
Net income$21.7m$82.3m$106.8m$181.5m$136.5m$76.3m$104.5m$69.4m
Diluted earnings per share0.411.551.973.352.521.411.951.29
Total assets$29.86bn$31.94bn$29.39bn$25.40bn$24.22bn$23.87bn$26.09bn$22.87bn
Cash and short-term investments$748.0m$653.7m$711.7m$684.1m$624.4m$654.5m$659.0m$813.7m
Debt$31.98bn$26.43bn$30.47bn$19.40bn$18.52bn$18.78bn$20.55bn$18.06bn
Shareholders' equity$4.34bn$4.33bn$4.31bn$4.21bn$4.03bn$3.90bn$3.83bn$3.74bn

Financial ratios

Data as of 17 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin12.5%14.1%50.7%29.7%38.2%56.7%—
Net margin11.3%10.9%10.3%20.5%28.2%41.7%—
Return on equity11.6%8.1%4.1%13.7%29.4%48.6%—
Return on assets1.7%1.2%0.8%2.8%5.3%5.2%—
Revenue growth55.3%103.1%-39.6%-34.8%-10.0%135.3%—
Earnings growth60.9%115.3%-69.6%-52.6%-39.1%319.1%—
Current ratio0.04x1.56x2.05x2.29x1.65x2.56x—
Debt to equity7.07x5.37x3.81x3.38x4.06x3.40x—
Equity ratio14.7%14.7%18.8%20.6%18.2%10.7%—
Interest coverage0.57x0.49x1.11x13.71x15.02x91.37x—
R&D as a share of sales—5.3%10.2%6.0%4.0%2.8%4.0%
Buybacks as a share of market value-1.1%-7.2%5.8%14.3%18.4%6.4%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue23.4%2.0%18.8%
Operating income30.0%-7.6%18.4%
Net income1.8%-21.2%26.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin40.5%39.4%43.1%40.2%
Net margin13.6%14.8%23.7%20.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings14.317.630.56.34.33.07.014.917.519.4
Price to sales1.63.43.11.31.21.31.61.21.61.2

Market value over time

30 Nov 2016 to 16 Oct 2026, in USD

$1.32bn$3.21bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return33%13%60%-18%1%92%73%-9%34%8%

Dividends and splits

Per share, in the currency the company pays

Paid for 8 years. Last went ex-dividend on 17 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.901.201.000.800.801.000.540.12

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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