22.12
+1.94%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Ponce Financial Group
From its filings with the US Securities and Exchange Commission
Ponce Financial Group is based in Bronx, New York and is incorporated in Maryland. Its shares trade on Nasdaq under the ticker PDLB. The SEC classifies its business as savings institution, federally chartered. In the fiscal year to 31 December 2025, it reported net income of $28.7m. At that date it held total assets of $3.22bn and shareholders' equity of $541.5m.
Ponce Financial Group, Inc. (hereafter referred to as “we,” “our,” “us,” “Ponce Financial Group, Inc.,” or the “Company”), is a financial holding company and the holding company of Ponce Bank, National Association (“Ponce Bank” or the “Bank”), a national bank. The Company is authorized to pursue other business activities permitted by applicable laws and regulations for financial holding companies, which may include the acquisition of banking and financial services companies.
The Company’s cash flow is dependent on earnings from investments and any dividends received from Ponce Bank. Ponce Financial Group, Inc. does not own nor lease any property, but instead uses the premises, equipment and furniture of Ponce Bank. At the present time, the Company employs only persons who are officers of Ponce Bank to serve as officers of Ponce Financial Group, Inc. It uses the support staff of Ponce Bank from time to time. These persons are not separately compensated by Ponce Financial Group, Inc. Ponce Financial Group, Inc. may hire additional employees, as appropriate, to the extent it so determines in the future.
Quoted from its 10-K, filed 13 Mar 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Thrifts & Mortgage Finance
- Listed since
- 2 Oct 2017
- Employees
- 216
- Head office
- 2244 WESTCHESTER AVE, BRONX, NY, 10462
- Incorporated in
- MD
- Classification
- Savings Institution, Federally Chartered
- Filer status
- Accelerated filer
Leadership
Pay as last reported
- Mr. Steven TsavarisExecutive Chairman of the Board, since 1990$1.1m
- Mr. Carlos NaudonPresident, Chief Executive Officer, Director$1.2m
- Mr. Nick LugoIndependent Vice Chairman of the Board$84,000
- Mr. Sergio VaccaroChief Financial Officer, Executive Vice President$547,391
- Mr. Luis GonzalezExecutive Vice President, Chief Operating Officer
- Mr. Ioannis KouzilosExecutive Vice President, Chief Lending Officer of Ponce Bank
- Ms. Madeline MarquezSenior Vice President of Ponce Bank
- Ms. Maria AlvarezIndependent Director$84,000
- Mr. James DemetriouIndependent Director$90,000
- Mr. William FeldmanIndependent Director$84,000
- Mr. Julio GurmanIndependent Director$84,000
- Mr. James PerezIndependent Director$84,000
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 19
- Environment
- 6
- Social
- 32
- Governance
- 18
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Ponce Bank provides mortgage loans for residential and commercial properties in Bronx, New York.
- PDL Community Bancorp employs 183 full-time employees in the Bronx financial sector.
- Ponce Bank offers diverse deposit accounts including demand, savings, and CDs in Bronx.
Weaknesses
- Ponce Bank has 13 branch offices in Bronx, New York, which may limit expansion.
- Ponce Bank's business is limited to Bronx, New York, restricting market reach.
- Ponce Bank's IPO on 2 October 2017 may indicate limited growth potential.
Opportunities
- Ponce Bank can expand into New York City's broader financial services market.
- Ponce Bank can leverage mortgage-backed securities for increased investment opportunities.
- Ponce Bank can target the Bronx's growing residential real estate segment.
Threats
- Ponce Bank faces competition from larger financial institutions in New York City.
- Ponce Bank's reliance on mortgage loans exposes it to economic downturns.
- Ponce Bank's federal charter may limit regulatory flexibility in New York City.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.