GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
P

Paisalo Digital PAISALO.NS · INR

Financials · NSE · 🇮🇳 India

Compare

76.94

+1.93%

Close of 9 Nov 2026, in INR

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in INR, from our data supplier.

FY2026

Revenue, before interest expense

₹9.43bn

FY2017FY2026

Net income

₹2.37bn

FY2017FY2026

Total assets

₹63.00bn

FY2017FY2026

Shareholders' equity

₹17.93bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense₹9.43bn₹7.67bn₹6.50bn₹4.73bn₹3.92bn₹3.46bn₹3.75bn₹3.61bn₹3.03bn₹2.67bn
Research and development——₹0₹0₹0₹0₹0₹0₹0₹0
Operating income₹3.61bn₹3.22bn₹2.75bn₹1.26bn₹1.07bn₹777.7m₹741.6m₹849.0m₹819.3m₹788.6m
Net income₹2.37bn₹2.00bn₹1.79bn₹936.2m₹792.5m₹579.8m₹541.3m₹563.8m₹577.5m₹518.8m
Diluted earnings per share2.612.202.011.040.880.650.600.630.640.58

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets₹63.00bn₹52.55bn₹41.23bn₹33.54bn₹27.58bn₹24.43bn₹22.48bn₹21.75bn₹20.94bn₹16.06bn
Cash and short-term investments₹1.50bn₹1.05bn₹145.8m₹256.3m₹91.4m₹141.8m₹339.7m₹140.5m₹113.9m₹93.8m
Total liabilities₹45.07bn₹37.20bn₹27.94bn₹21.91bn₹17.34bn₹15.78bn₹14.82bn₹15.11bn₹14.81bn₹10.43bn
Debt₹43.60bn₹35.59bn₹26.55bn₹42.39bn₹33.54bn₹26.71bn₹12.37bn₹12.89bn₹19.48bn₹7.54bn
Shareholders' equity₹17.93bn₹15.35bn₹13.29bn₹11.63bn₹10.23bn₹8.65bn₹7.66bn₹6.64bn₹6.13bn₹5.64bn
Shares outstanding910m909m892m898m898m898m898m898m898m898m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense₹2.60bn₹2.61bn₹2.40bn₹2.24bn₹2.18bn−₹5.14bn₹2.04bn₹1.87bn
Operating income₹979.4m₹1.04bn₹951.3m₹818.6m₹807.0m₹3.67bn₹823.0m₹671.4m
Net income₹613.1m₹722.3m₹662.6m₹515.4m₹471.7m₹462.9m₹624.3m₹499.2m
Diluted earnings per share0.670.790.730.570.520.510.700.56
Total assets—₹63.00bn—₹55.70bn—₹52.55bn—₹43.81bn
Cash and short-term investments—₹1.50bn—₹566.7m—₹1.05bn—₹2.25bn
Debt—₹43.59bn—₹37.69bn—₹36.59bn—₹28.21bn
Shareholders' equity₹17.93bn₹17.93bn₹16.66bn₹16.66bn₹15.35bn₹15.35bn₹14.21bn₹14.21bn

Financial ratios

Data as of 22 Sept 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin38.3%42.0%42.3%26.7%27.3%22.5%——
Net margin25.1%26.1%27.5%19.8%20.2%16.8%——
Return on equity13.2%13.0%13.5%8.1%7.7%6.7%——
Return on assets3.8%3.8%4.3%2.8%2.9%2.4%——
Revenue growth23.0%17.9%37.5%20.5%13.4%-7.7%——
Earnings growth18.5%11.8%91.2%18.1%36.7%7.1%——
Current ratio3.57x27.71x0.95x16.76x0.93x0.84x——
Debt to equity2.45x2.38x2.05x3.65x3.28x3.09x——
Equity ratio28.5%29.2%32.2%34.7%37.1%35.4%——
Interest coverage——1.02x0.60x0.58x0.48x0.47x0.57x
R&D as a share of sales——0.0%0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value-0.1%-1.9%0.7%0.0%0.0%0.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue25.9%22.2%16.6%
Operating income42.0%36.0%17.9%
Net income36.3%32.5%18.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin40.0%38.3%35.6%32.7%
Net margin25.6%25.1%23.7%21.9%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings30.016.424.944.243.855.658.234.623.918.7
Price to sales7.54.36.88.88.89.38.45.44.53.6

Dividends and splits

Per share, in the currency the company pays

Paid for 14 years. Last went ex-dividend on 11 Sept 2026.

FY2027FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Paid in the year0.100.100.100.050.050.050.050.05
  • 2-for-1 split · 20 Mar 2024
  • 10-for-1 split · 30 Jun 2022
  • 10-to-1 reverse split · 4 Oct 2011
  • 2-for-1 split · 29 Oct 2010
  • 4-for-1 split · 18 May 2010
  • 5-for-1 split · 5 Apr 2010

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.