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Bank Ozk OZK · USD

Financials · US listing · 🇺🇸 United States

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51.18

+1.07%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$2.81bn

FY2016FY2025

Net income

$715.5m

FY2016FY2025

Total assets

$40.79bn

FY2016FY2025

Shareholders' equity

$6.13bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$2.81bn$2.77bn$2.25bn$1.38bn$1.19bn$1.18bn$1.26bn$1.20bn$1.05bn$755.6m
Operating income$934.3m$931.3m$867.0m$721.5m$752.9m$376.2m$564.3m$554.1m$580.5m$424.4m
Net income$715.5m$716.5m$690.8m$564.1m$579.0m$291.9m$425.9m$417.1m$421.9m$270.0m
Diluted earnings per share6.386.286.074.774.462.263.303.243.282.21

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$40.79bn$38.26bn$34.24bn$27.66bn$26.53bn$27.16bn$23.56bn$22.39bn$21.28bn$18.89bn
Cash and short-term investments—$3.35bn$5.39bn$4.53bn$5.97bn$5.80bn$3.77bn$3.15bn$3.06bn$2.34bn
Total liabilities$34.66bn$32.55bn$29.10bn$22.97bn$21.69bn$22.89bn$19.40bn$18.61bn$17.81bn$16.10bn
Debt$463.0m$462.2m$469.4m$469.0m$1.22bn$1.10bn$706.0m$460.0m$433.0m$448.0m
Shareholders' equity$6.13bn$5.71bn$5.14bn$4.69bn$4.84bn$4.27bn$4.15bn$3.77bn$3.46bn$2.79bn
Shares outstanding112m114m114m118m130m129m129m129m129m122m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$672.9m$661.5m$704.6m$731.1m$699.6m$670.5m$695.6m$715.7m
Operating income$268.6m$211.6m$228.4m$242.3m$239.7m$223.9m$235.0m$236.2m
Net income$167.4m$163.4m$176.0m$184.6m$183.0m$172.0m$182.2m$181.2m
Diluted earnings per share1.531.491.571.651.631.531.601.59
Total assets$41.70bn$41.66bn$40.79bn$41.61bn$41.45bn$39.17bn$38.26bn$37.44bn
Cash and short-term investments$1.55bn$1.70bn—$3.54bn$3.14bn$2.83bn$3.35bn$5.63bn
Debt$463.9m$1.16bn$463.6m$763.4m$1.26bn$763.0m$1.32bn$621.1m
Shareholders' equity$6.28bn$6.16bn$6.13bn$6.09bn$5.92bn$5.83bn$5.71bn$5.59bn

Financial ratios

Data as of 16 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin33.3%33.6%38.5%52.3%63.4%32.0%
Net margin25.5%25.8%30.7%40.9%48.8%24.8%
Return on equity11.7%12.6%13.4%12.0%12.0%6.8%
Return on assets1.8%1.9%2.0%2.0%2.2%1.1%
Revenue growth1.1%23.2%63.0%16.3%0.8%-6.8%
Earnings growth-0.1%3.7%22.4%-2.6%98.4%-31.5%
Current ratio0.80x0.11x0.20x0.21x0.30x0.27x
Debt to equity0.08x0.15x0.41x0.36x0.25x0.26x
Equity ratio15.0%14.9%15.0%17.0%18.2%15.7%
Interest coverage0.87x0.83x1.26x5.83x9.23x1.96x
Buybacks as a share of market value1.7%-0.2%3.8%9.0%-0.5%-0.1%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue26.7%19.0%18.7%
Operating income9.0%20.0%12.9%
Net income8.2%19.6%14.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin33.4%37.5%39.6%42.7%
Net margin25.7%29.2%30.7%32.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings7.27.18.28.410.413.99.37.014.823.8
Price to sales1.81.82.53.45.13.43.12.56.08.5

Market value over time

30 Nov 2016 to 15 Oct 2026, in USD

$5.58bn$5.03bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return10%-14%29%-11%44%-1%43%-55%-10%11%

Dividends and splits

Per share, in the currency the company pays

Paid for 29 years. Last went ex-dividend on 13 Oct 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.901.741.581.421.261.1321.0780.94
  • 2-for-1 split · 24 Jun 2014
  • 2-for-1 split · 17 Aug 2011
  • 2-for-1 split · 11 Dec 2003
  • 2-for-1 split · 18 Jun 2002

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.