52.51
—
Close of 3 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Oconee Financial
From its filings with the US Securities and Exchange Commission
Oconee Financial is based in Watkinsville, Georgia and is incorporated in Georgia. Its shares trade on OTC under the ticker OSBK. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2011, it reported a net loss of $2.1m. At that date it held total assets of $259.8m and shareholders' equity of $22.2m.
Oconee Financial Corporation (“Oconee”), a registered bank holding company, was incorporated under the laws of the State of Georgia in 1998 and commenced operations by acquiring 100% of the outstanding shares of Oconee State Bank (the “Bank”) effective January 1, 1999. All of Oconee’s activities are currently conducted by its wholly owned subsidiary, the Bank, which was incorporated as a bank under the laws of the State of Georgia in 1959.
At December 31, 2011, the Bank’s total assets were $259,846,000, compared to $279,368,000 at year-end 2010. Over the past 5 years, total assets of the Bank have declined by $76,662,000, representing a decrease of 22.8%.
The Bank is a community oriented, full-service commercial bank, headquartered in Oconee County, Georgia with four full-service banking offices and five automated teller machines (“ATMs”). The Bank places an emphasis on retail and small business banking, and offers customary banking services such as consumer and commercial checking accounts, NOW accounts, money market accounts, savings accounts, certificates of deposit, individual retirement accounts, safe deposit facilities, and money transfers. The Bank finances commercial and consumer transactions, makes secured and unsecured loans, offers lines of credit, VISA and MasterCard accounts, and provides a variety of other banking services.
Quoted from its 10-K, filed 30 Mar 2012. Read the filing on SEC.gov ↗
Company facts
- Sector
- N/A
- Industry
- N/A
- Listed since
- 23 May 2014
- Employees
- 65
- Head office
- 35 NORTH MAIN STREET, WATKINSVILLE, GA, 30677-0205
- Incorporated in
- GA
- Classification
- State Commercial Banks
Leadership
Pay as last reported
- Mr. Douglas DickensIndependent Chairman of the Board
- B. Amrey HardenPresident, Chief Executive Officer, Director, since 1987$149,600
- Virginia WellsIndependent Vice Chairperson of the Board, since 1990
- Jerry WagesSenior Executive Vice President, Corporate Secretary, Director, since 1989$156,050
- Tom WilsonExecutive Vice President, Chief Loan Officer, Director, since 2004$155,811
- G. Robert BishopIndependent Director
- Jimmy ChristopherIndependent Director
- J. Albert HaleIndependent Director
- Henry MaxeyIndependent Director
- Ann PowersIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Oconee Financial Corp has established a strong reputation in the financial industry, known for their extensive experience and expertise.
- The company has a diverse portfolio, offering a wide range of financial products and services to cater to different customer needs.
- Oconee Financial Corp has a well-established customer base, with long-term relationships and a high level of customer loyalty.
Weaknesses
- The company relies heavily on traditional banking methods, which may limit their ability to adapt to rapidly changing digital trends and technologies.
- Oconee Financial Corp has a limited presence in the international market, potentially restricting their growth opportunities compared to global competitors.
- The company may face challenges in attracting and retaining top talent in a competitive job market.
Opportunities
- The growing demand for online banking and digital financial services presents an opportunity for Oconee Financial Corp to expand their digital offerings and reach a wider customer base.
- The company can explore strategic partnerships and collaborations with technology firms to enhance their digital capabilities and stay competitive in the market.
- Expanding into emerging markets or acquiring smaller financial institutions can provide Oconee Financial Corp with opportunities for geographic diversification and increased market share.
Threats
- Increasing regulatory requirements and compliance costs can pose a challenge for Oconee Financial Corp, impacting their profitability and operational efficiency.
- The emergence of fintech startups and non-traditional financial service providers can disrupt the industry and compete for the company's market share.
- Economic downturns or financial crises can adversely affect the company's financial performance and customer confidence.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.