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Optima Bank OPTIMA.AT · EUR

Financials · Athens · 🇬🇷 Greece

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14.13

+1.29%

Close of 9 Nov 2026, in EUR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in EUR, from our data supplier.

FY2025

Revenue, before interest expense

€157.9m

FY2016FY2025

Net income

€170.0m

FY2016FY2025

Total assets

€7.56bn

FY2016FY2025

Shareholders' equity

€736.0m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense€157.9m€234.2m€183.0m€96.5m€47.6m€18.1m€9.0m€11.1m€9.1m€8.7m
Operating income€205.3m€193.2m€145.3m€54.6m€10.1m−€5.9m−€1.4m€2.1m€1.1m€1.3m
Net income€170.0m€140.2m€103.0m€42.4m€10.0m−€4.9m−€4.2m−€4.0m−€5.1m−€1.8m
Diluted earnings per share0.770.610.470.320.05-0.02-0.02-0.02-0.02-0.01

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€7.56bn€5.54bn€3.87bn€2.61bn€1.63bn€1.00bn€303.5m€208.3m€179.5m€158.4m
Cash and short-term investments€683.8m€797.6m€479.3m€331.7m€168.0m€210.5m————
Total liabilities€6.30bn€4.92bn€3.36bn€2.35bn€1.48bn€852.6m€230.7m€131.2m€98.1m€76.3m
Debt€452.1m€136.8m€101.9m€25.3m€20.0m€19.9m————
Shareholders' equity€736.0m€620.3m€510.1m€252.9m€156.3m€147.5m€72.8m€77.1m€81.5m€82.1m
Shares outstanding221m231m221m132m221m221m221m221m221m221m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense€123.2m€107.1m−€112.1m€92.1m€89.7m€88.2m€56.9m€63.0m
Operating income€69.6m€58.1m€56.6m€51.4m€50.1m€47.2m€44.8m€52.9m
Net income€56.8m€47.5m€46.6m€42.3m€42.1m€39.0m€32.0m€39.1m
Diluted earnings per share0.260.210.210.190.190.180.140.17
Total assets€8.68bn€7.79bn€7.56bn€6.72bn€6.25bn€5.69bn€5.54bn€4.92bn
Cash and short-term investments€890.9m€612.6m€683.8m€846.2m€780.9m€582.1m—€730.6m
Debt€216.1m€1.1m€285.0m€2.0m€3.4m€143.3m—€114.9m
Shareholders' equity€799.0m€793.8m€736.0m€700.8m€658.5m€659.1m€620.3m€588.0m

Financial ratios

Data as of 30 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin130.4%——49.9%21.3%-32.9%
Net margin107.7%59.9%56.3%44.0%21.1%-27.1%
Return on equity23.1%22.6%20.2%16.8%6.4%-3.3%
Return on assets2.2%2.5%2.7%1.6%0.6%-0.5%
Revenue growth-32.6%27.9%89.7%102.7%163.0%102.0%
Earnings growth21.2%36.1%142.8%322.2%-305.1%16.9%
Current ratio2.40x—5.67x—52.71x6.37x
Debt to equity0.39x0.19x0.17x———
Equity ratio9.7%11.2%13.2%9.7%9.6%14.8%
Interest coverage2.95x——11.28x3.79x-2.22x
Buybacks as a share of market value4.3%-4.4%-67.4%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue17.8%54.2%32.3%
Operating income55.5%—55.4%
Net income58.8%——

Average margins

Over each period

1 year3 years5 years10 years
Operating margin101.6%89.1%81.7%77.5%
Net margin79.1%67.9%62.5%56.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023
Price to earnings10.17.15.6
Price to sales10.94.33.1

Dividends and splits

Per share, in the currency the company pays

Paid for 2 years. Last went ex-dividend on 23 Jun 2025.

FY2025FY2024
Paid in the year0.190.147
  • 3-for-1 split · 9 Jul 2025

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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