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OptimumBank Holdings OPHC · USD

Financials · US listing · 🇺🇸 United States

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9.05

+2.49%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$71.1m

FY2016FY2025

Net income

$16.6m

FY2016FY2025

Total assets

$1.11bn

FY2016FY2025

Shareholders' equity

$121.9m

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$71.1m$64.3m$39.2m$22.8m$11.8m$7.0m$5.4m$4.4m$4.8m$4.6m
Operating income$22.2m$17.6m$8.5m$5.4m$3.1m−$782,000−$1.2m$796,000−$589,000−$396,000
Net income$16.6m$13.1m$6.3m$4.0m$6.3m−$782,000−$1.1m$796,000−$589,000−$396,000
Diluted earnings per share1.361.290.870.571.45-0.26-0.380.43-0.50-0.36

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$1.11bn$932.9m$791.3m$585.2m$351.9m$235.1m$126.7m$100.4m$95.9m$119.7m
Cash and short-term investments$114.6m$116.4m$101.0m$96.9m$93.4m$73.5m$14.3m$10.3m$23.1m$37.9m
Total liabilities$989.8m$829.7m$721.2m$522.6m$313.4m$217.3m$119.5m$95.1m$93.3m$116.6m
Debt$50.0m——$100,000$100,000$2.2m$2.8m$5.3m$5.2m$5.3m
Shareholders' equity$121.9m$103.2m$70.0m$62.6m$38.5m$17.8m$7.2m$5.3m$2.5m$3.1m
Shares outstanding12m10m7m7m4m3m3m2m1m1m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$19.9m$21.2m$19.2m$18.3m$17.4m$16.2m$16.7m$16.4m
Operating income$8.8m$6.2m$6.5m$5.7m$4.9m$5.2m$5.3m$4.4m
Net income$6.7m$4.7m$4.9m$4.3m$3.6m$3.9m$4.0m$3.3m
Diluted earnings per share0.560.390.400.350.290.320.390.32
Total assets$1.40bn$1.27bn$1.11bn$1.08bn$999.1m$977.5m$932.9m$945.2m
Cash and short-term investments$41.3m$140.0m$114.6m$235.1m$181.8m$143.5m$116.4m$156.1m
Debt$2.5m$40.0m$50.0m——$10.0m$100.0m$80.0m
Shareholders' equity$134.4m$126.8m$121.9m$116.9m$111.3m$108.0m$103.2m$92.7m

Growth per year

Compound annual rate

3 years5 years10 years
Revenue38.0%56.3%28.4%
Operating income60.2%——
Net income60.5%——

Average margins

Over each period

1 year3 years5 years10 years
Operating margin29.4%27.2%25.9%22.5%
Net margin22.0%20.3%21.1%18.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings3.13.74.87.22.7-12.7-7.24.5-6.0-4.1
Price to sales1.11.21.11.51.61.92.41.11.00.5

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return-12%26%-2%-9%40%4%52%-41%82%-12%

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years.

  • 10-to-1 reverse split · 12 Jan 2016
  • 4-to-1 reverse split · 3 Jun 2013
  • 4-to-1 reverse split · 8 Nov 2010
  • 21-for-20 split · 9 Jun 2009
  • 21-for-20 split · 10 Jun 2008
  • 21-for-20 split · 8 Jun 2007

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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