55.50
-1.05%
Close of 9 Nov 2026, in USD
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About OneMain Holdings
From its filings with the US Securities and Exchange Commission
OneMain Holdings is based in Evansville, Indiana and is incorporated in Delaware. Its shares trade on NYSE under the ticker OMF. The SEC classifies its business as personal credit institutions. In the fiscal year to 31 December 2025, it reported net income of $783.0m. At that date it held total assets of $27.39bn and shareholders' equity of $3.40bn.
We provide origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. In addition, we offer BrightWay credit cards through a third-party bank partner from which we purchase the receivable balances. We believe we are well positioned for future growth with an experienced management team, proven access to the capital markets, and strong demand for consumer credit. At December 31, 2025, we had $24.8 billion of finance receivables due from approximately 3.6 million customer accounts. We service the loans that we retain on our balance sheet, as well as loans owned by third parties. At December 31, 2025, we had $26.3 billion of managed receivables due from approximately 3.8 million customer accounts.
Our branch network of more than 1,300 locations is staffed by experienced loan specialists. This network is complemented by our digital lending and servicing capabilities, central operations staff and our network of franchise and independent auto dealerships. Together, these resources allow us to operate in 48 states and serve more customers through their preferred channel: in person, digitally, and over the phone.
Quoted from its 10-K, filed 6 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 16 Oct 2013
- Employees
- 9,300
- Website
- investor.onemainfinancial.com ↗
- Head office
- 601 N.W. SECOND STREET, EVANSVILLE, IN, 47708
- Incorporated in
- DE
- Classification
- Personal Credit Institutions
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Douglas ShulmanChairman of the Board, President, Chief Executive Officer, since 2018$11.3m
- Ms. Jeannette OsterhoutChief Financial Officer, Executive Vice President$3.5m
- Mr. Micah ConradChief Operating Officer, Executive Vice President$3.5m
- Mr. Roy GuthrieLead Independent Director$416,050
- Mr. Philip BronnerIndependent Director$276,254
- Ms. Phyllis CaldwellIndependent Director$265,675
- Mr. Toos DaruvalaIndependent Director$268,813
- Mr. Andrew MacdonaldIndependent Director
- Mr. Richard SmithIndependent Director$329,271
- Mr. Peter PoillonInvestor Relations, since 2023
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 32
- Environment
- 12
- Social
- 54
- Governance
- 29
- Women in the workforce
- 68%
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- OneMain Holdings Inc has established a strong market presence in the financial services industry.
- The company benefits from a diverse portfolio of consumer loan products, catering to a wide range of customer needs.
- OneMain Holdings enjoys a large customer base, resulting in a significant revenue stream.
Weaknesses
- OneMain Holdings Inc may face challenges with increased competition in the financial services sector.
- The company's heavy reliance on consumer lending exposes it to potential risks associated with economic downturns or market fluctuations.
- OneMain Holdings' profitability may be affected by fluctuating interest rates and regulatory changes.
Opportunities
- OneMain Holdings has an opportunity to expand its customer base by targeting underserved markets or demographics.
- The company could introduce new innovative loan products to meet evolving customer needs and preferences.
- OneMain Holdings can explore strategic partnerships or acquisitions to enhance its market position and diversify its offerings.
Threats
- OneMain Holdings Inc faces the risk of increased competition from traditional financial institutions as well as emerging fintech companies.
- Changes in regulations and compliance requirements could pose challenges for the company's operations.
- Fluctuations in interest rates or adverse economic conditions may impact the demand for consumer loans and affect OneMain Holdings' profitability.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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