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OFG Bancorp OFG · USD

Financials · US listing · 🇺🇸 United States

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51.17

+0.69%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$862.6m

FY2016FY2025

Net income

$205.1m

FY2016FY2025

Total assets

$12.47bn

FY2016FY2025

Shareholders' equity

$1.39bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$862.6m$822.8m$728.2m$598.5m$539.1m$541.2m$429.9m$400.9m$387.8m$385.9m
Operating income$266.0m$253.7m$265.2m$244.1m$214.6m$94.8m$75.3m$132.8m$68.1m$85.2m
Net income$205.1m$198.2m$181.9m$166.2m$146.2m$74.3m$53.8m$84.4m$52.6m$59.2m
Diluted earnings per share4.334.283.843.472.911.441.041.641.031.16

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$12.47bn$11.50bn$11.34bn$9.82bn$9.90bn$9.83bn$9.30bn$6.58bn$6.19bn$6.50bn
Cash and short-term investments$1.04bn$2.93bn$2.85bn$1.96bn$2.53bn$2.60bn$1.93bn$1.29bn$1.13bn$1.26bn
Total liabilities$11.08bn$10.25bn$10.15bn$8.78bn$8.83bn$8.74bn$155.1m$5.58bn$5.24bn$5.58bn
Debt$100.7m$75.2m$2,000$318,000$36.1m$36.8m$227.6m$492.8m$229.1m$689.9m
Shareholders' equity$1.39bn$1.25bn$1.19bn$1.04bn$1.07bn$1.09bn$9.14bn$999.9m$945.1m$920.4m
Shares outstanding47m46m47m48m50m52m52m52m51m51m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$230.6m$226.4m$228.8m$216.7m$210.3m$206.8m$210.1m$204.9m
Operating income$74.5m$68.8m$79.3m$61.4m$65.9m$59.4m$52.8m$61.8m
Net income$58.8m$53.9m$55.9m$51.8m$51.8m$45.6m$50.3m$47.0m
Diluted earnings per share1.391.271.181.091.090.961.091.02
Total assets$12.15bn$12.05bn$12.47bn$12.23bn$12.23bn$11.73bn$11.50bn$11.46bn
Cash and short-term investments$3.44bn$637.0m$1.04bn$2.83bn$3.26bn$2.65bn$2.93bn$2.91bn
Debt$556.6m$500.1m$100.7m$157.3m$27.5m$642,000$75.2m$217.2m
Shareholders' equity$1.41bn$1.37bn$1.39bn$1.38bn$1.33bn$1.30bn$1.25bn$1.32bn

Financial ratios

Data as of 31 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin30.8%30.8%36.3%40.8%39.8%17.5%
Net margin23.8%24.1%25.0%27.8%27.1%13.7%
Return on equity14.8%15.8%15.2%15.9%13.7%6.8%
Return on assets1.6%1.7%1.6%1.7%1.5%0.8%
Revenue growth4.8%13.0%21.7%11.0%-0.4%25.9%
Earnings growth3.5%9.0%9.4%13.7%96.6%38.0%
Current ratio0.12x0.32x0.31x0.24x0.30x0.32x
Debt to equity0.36x0.32x0.18x0.06x0.10x0.07x
Equity ratio11.2%10.9%10.5%10.6%10.8%11.1%
Interest coverage1.54x1.57x3.01x7.29x5.13x1.46x
Buybacks as a share of market value-2.4%2.4%1.2%4.6%2.4%0.5%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue6.9%7.7%5.9%
Operating income2.9%22.9%—
Net income7.3%22.5%—

Average margins

Over each period

1 year3 years5 years10 years
Operating margin30.8%34.2%32.7%27.6%
Net margin23.9%24.9%23.7%20.0%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings9.59.99.88.09.112.822.710.19.111.3
Price to sales2.83.02.72.32.72.03.22.41.42.0

Market value over time

30 Nov 2016 to 30 Oct 2026, in USD

$690.0m$2.12bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return4%9%43%8%40%-25%51%65%-31%87%

Dividends and splits

Per share, in the currency the company pays

Paid for 34 years. Last went ex-dividend on 30 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year1.051.201.000.880.700.400.280.28
  • 11-for-10 split · 29 Dec 2004
  • 1.1-for-1 split · 29 Dec 2003
  • 5-for-4 split · 16 Jan 2003
  • 11-for-10 split · 27 Mar 2002
  • 4-for-3 split · 16 Oct 1998
  • 5-for-4 split · 16 Oct 1997

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.