GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
N

Neptune Insurance Holdings NP · USD

Materials · US listing · 🇺🇸 United States

Compare

28.17

+0.93%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue

$159.6m

FY2015FY2025

Net income

$37.4m

FY2015FY2025

Free cash flow

$47.7m

FY2015FY2025

Shareholders' equity

−$227.5m

FY2015FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Revenue$159.6m$119.3m$84.9m$1.03bn$792.6m$938.5m$1.03bn$979.9m$941.5m$887.7m
Gross profit$103.1m$79.2m$54.5m$163.3m$153.2m$183.4m$183.4m$198.7m$214.5m$195.4m
Research and development———$8.3m$7.6m—————
Operating income$79.9m$68.4m$45.4m$64.5m$64.4m$83.1m$84.8m$103.0m$121.9m$107.9m
Net income$37.4m$34.6m$17.9m−$24.9m−$15.8m$55.4m$36.4m$80.3m$73.0m$51.1m
Diluted earnings per share0.270.260.19-1.48-0.943.282.144.704.273.01

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Total assets$65.3m$48.2m$41.7m$1.08bn$806.6m$827.8m$861.2m$904.4m$765.6m$751.4m
Cash and short-term investments$8.0m$7.1m$8.1m$23.9m$37.1m$9.0m$9.9m$4.5m$3.1m$4.2m
Total liabilities$292.8m$414.1m$429.3m$765.7m$439.0m$421.5m$471.0m$504.5m$427.3m$439.8m
Debt$240.0m$133.7m$174.9m$462.5m$194.4m$200.8m$239.1m$255.5m$220.9m$229.4m
Shareholders' equity−$227.5m−$366.0m−$387.6m$316.0m$367.6m$406.3m$390.2m$399.9m$338.3m$311.6m
Shares outstanding138m135m94m17m17m17m17m17m17m17m

Cash flow

Fiscal years

FY2025FY2024FY2023FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Cash from operations$51.7m$49.9m$18.6m$53.2m$93.4m$97.6m$92.7m$100.0m$115.8m$111.2m
Capital spending−$4.0m−$3.7m−$4.0m−$28.2m−$18.9m−$21.4m−$38.1m−$50.7m−$68.5m−$48.1m
Free cash flow$47.7m$46.2m$14.6m$25.0m$74.5m$76.2m$54.6m$49.3m$47.3m$63.1m
Dividends paid−$175.0m—−$339.0m−$31.9m−$31.9m−$30.5m−$27.8m−$25.1m−$22.4m−$20.3m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue$52.2m$34.3m$39.3m$38.8m$36.2m$27.0m$28.4m$30.0m
Gross profit$39.3m$26.4m$28.3m−$1.8m$27.5m$18.7m$21.3m$22.5m
Operating income$26.4m$13.4m$18.0m$20.7m$21.3m$15.6m$18.4m$19.8m
Net income$15.8m$7.3m$4.3m$11.5m$11.6m$9.9m$11.6m$12.1m
Diluted earnings per share0.110.050.030.080.080.070.090.09
Cash from operations$27.0m$16.0m$12.0m$15.0m$11.0m$11.0m$49.0m$14.0m
Capital spending−$1.0m−$1.0m−$1.0m−$1.0m−$1.0m—−$3.0m—
Free cash flow$26.0m$15.0m$11.0m$14.0m$10.0m—$46.0m—
Total assets$102.2m$85.3m$65.3m$89.6m$80.9m$80.9m$48.2m—
Cash and short-term investments$72.0m$60.4m$8.0m$12.2m$11.7m$11.7m$7.1m—
Debt$240.0m$227.0m$240.0m$262.6m$292.4m$15.1m$133.7m—
Shareholders' equity−$222.2m−$213.4m−$227.5m−$258.7m−$526.1m−$278.8m−$366.0m—

Financial ratios

Data as of 26 Oct 2026

FY2025FY2024FY2023
Gross margin64.6%66.4%64.2%
Operating margin45.1%53.6%53.2%
Net margin23.4%29.0%21.1%
Return on equity-16.4%-9.5%-4.6%
Return on assets57.3%71.8%42.9%
Free cash flow yield1.4%1.4%0.8%
Revenue growth33.7%40.6%—
Earnings growth8.2%93.4%—
Current ratio0.99x0.73x1.03x
Debt to equity-1.05x-0.37x-0.45x
Equity ratio-348.4%-760.1%-930.2%
Interest coverage3.94x3.65x2.12x
Buybacks as a share of market value-2.2%-43.8%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-46.3%-29.8%-15.3%
Operating income7.4%-0.8%-1.5%
Net income—-7.6%-5.9%

Average margins

Over each period

1 year3 years5 years10 years
Gross margin65.4%28.7%23.6%21.8%
Operating margin53.2%18.5%13.0%11.7%
Net margin25.8%4.7%3.3%5.3%

Valuation history

At each fiscal year end

FY2025
Price to earnings107.7
Price to sales25.3

Market value over time

31 Oct 2025 to 23 Oct 2026, in USD

$3.47bn$4.16bn

Share price return

Finished calendar years

2025
Return18%

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years. Last went ex-dividend on 12 May 2022.

FY2023FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Paid in the year0.952.361.881.352.091.480.991.53
  • 50-to-1 reverse split · 13 Mar 2008

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.