53.64
+1.53%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About NBT Bancorp
From its filings with the US Securities and Exchange Commission
NBT Bancorp is based in Norwich, New York and is incorporated in Delaware. Its shares trade on Nasdaq under the ticker NBTB. The SEC classifies its business as national commercial banks. In the fiscal year to 31 December 2025, it reported revenue of $183.0m and net income of $169.2m. At that date it held total assets of $16.00bn and shareholders' equity of $1.90bn. By business, Retirement Plan Administration Fees [Member] brought in 33.7% of revenue, followed by Wealth Management [Member] at 24.5% and ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. at 13.1%.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 17 Mar 1992
- Employees
- 2,303
- Website
- nbtbancorp.com ↗
- Head office
- 52 S BROAD ST, NORWICH, NY, 13815
- Incorporated in
- DE
- Classification
- National Commercial Banks
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Martin DietrichIndependent Chairman of the Board, since 1998$195,960
- Mr. Scott KingsleyPresident, Chief Executive Officer$2.4m
- Mr. John WattVice Chairman of the Board, since 2016$2.7m
- Ms. Annette BurnsChief Financial Officer, Executive Vice President$954,797
- Ms. Amy WilesExecutive Vice President, Chief Credit Officer and Chief Risk Officer$1.2m
- Ms. Ruth MahoneyExecutive Vice President, President - Wealth Management and Regional President for the Capital District, North Country and Hudson Valley$1.1m
- Mr. Joseph StaglianoExecutive Vice President, President of NBT Bank, N.A. and Chief Information Officer$1.2m
- Mr. M. Randolph SparksCorporate Secretary$864,814
- Mr. Matthew SalangerLead Independent Director$148,474
- Mr. Richard CanteleDirector$113,041
- Mr. David NascaDirector
- Ms. Johanna AmesIndependent Director$140,384
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 73
- Environment
- 57
- Social
- 80
- Governance
- 83
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Established Presence: NBT Bancorp Inc has a long history and established presence in the banking industry, which contributes to its brand recognition and customer trust.
- Diversified Business Model: The company offers a wide range of financial products and services, including banking, financial planning, wealth management, and insurance. This diversification helps to mitigate risks and provides cross-selling opportunities.
- Strong Asset Quality: NBT Bancorp Inc has a robust credit quality and loan portfolio performance, characterized by a low level of non-performing assets and a disciplined underwriting process.
Weaknesses
- Geographic Concentration: NBT Bancorp Inc operates mainly in the northeastern United States, which makes it vulnerable to regional economic fluctuations and limited growth opportunities compared to national players.
- Limited Market Share: The company faces competition from larger, well-established national banks, limiting its market share and growth potential.
- Technology Investment: NBT Bancorp Inc may face challenges in keeping up with rapidly evolving technology advancements in the banking industry, potentially resulting in a disadvantage compared to more tech-focused competitors.
Opportunities
- Acquisitions and Expansion: NBT Bancorp Inc can explore strategic acquisitions and expand its footprint to new markets, allowing for growth and diversification.
- Digital Transformation: Investing in technology and digital solutions can enhance customer experience, improve operational efficiency, and attract younger, tech-savvy customers.
- Enhancing Product Offerings: The company can develop and launch innovative products and services tailored to changing customer needs and preferences, staying ahead of competitors.
Threats
- Competitive Landscape: NBT Bancorp Inc faces intense competition from larger national banks, regional banks, and emerging fintech players, which can challenge its market share and customer base.
- Regulatory Changes: Adverse changes in government regulations, compliance requirements, or accounting standards can increase costs and hinder business operations.
- Economic Factors: NBT Bancorp Inc's financial performance and growth can be influenced by macroeconomic factors such as interest rates, inflation, unemployment, and consumer spending patterns.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.