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Mizrahi Tefahot Bank MZTF.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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22,450.00

+4.27%

Close of 6 Nov 2026, in ILA

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 29.59bn

FY2016FY2025

Net income

ILS 5.63bn

FY2016FY2025

Total assets

ILS 551.17bn

FY2016FY2025

Shareholders' equity

ILS 34.77bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 29.59bnILS 28.65bnILS 26.77bnILS 19.20bnILS 13.12bnILS 9.56bnILS 9.62bnILS 9.29bnILS 7.80bnILS 7.05bn
Operating incomeILS 9.14bnILS 8.98bnILS 7.75bnILS 6.96bnILS 5.03bnILS 2.60bnILS 2.95bnILS 2.19bnILS 2.20bnILS 2.14bn
Net incomeILS 5.63bnILS 5.46bnILS 4.91bnILS 4.47bnILS 3.19bnILS 1.61bnILS 1.84bnILS 1.21bnILS 1.35bnILS 1.27bn
Diluted earnings per share21.5721.0118.9717.3112.246.307.805.145.755.40

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 551.17bnILS 485.64bnILS 448.20bnILS 428.29bnILS 392.27bnILS 360.14bnILS 273.24bnILS 257.87bnILS 239.57bnILS 230.46bn
Cash and short-term investmentsILS 100.43bnILS 82.64bnILS 85.96bnILS 93.67bnILS 95.27bnILS 86.57bnILS 51.67bnILS 45.16bnILS 41.13bnILS 41.73bn
Total liabilitiesILS 514.75bnILS 452.91bnILS 419.50bnILS 403.42bnILS 370.54bnILS 340.47bnILS 256.44bnILS 242.48bnILS 225.25bnILS 217.13bn
DebtILS 43.05bnILS 40.18bnILS 37.81bnILS 34.07bnILS 38.66bnILS 34.08bnILS 33.46bnILS 30.62bnILS 29.92bnILS 27.03bn
Shareholders' equityILS 34.77bnILS 31.29bnILS 27.46bnILS 23.78bnILS 20.77bnILS 18.80bnILS 16.03bnILS 14.68bnILS 13.69bnILS 12.71bn
Shares outstanding261m260m259m258m261m256m236m235m234m234m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 8.05bnILS 7.04bnILS 6.63bnILS 8.11bnILS 7.88bnILS 6.94bnILS 6.54bnILS 7.76bn
Operating incomeILS 2.43bnILS 2.13bnILS 2.13bnILS 2.48bnILS 2.41bnILS 2.10bnILS 2.06bnILS 2.38bn
Net incomeILS 1.43bnILS 1.24bnILS 1.40bnILS 1.48bnILS 1.45bnILS 1.29bnILS 1.31bnILS 1.43bn
Diluted earnings per share5.434.715.385.685.574.945.035.49
Total assetsILS 580.82bnILS 554.37bnILS 551.17bnILS 525.39bnILS 517.29bnILS 498.03bnILS 485.64bnILS 472.38bn
Cash and short-term investmentsILS 77.73bnILS 74.96bnILS 81.38bnILS 68.48bnILS 78.89bnILS 87.19bnILS 82.64bnILS 79.34bn
Debt——ILS 1.29bnILS 33.0m——ILS 1.50bn—
Shareholders' equityILS 36.10bnILS 35.25bnILS 34.77bnILS 33.97bnILS 33.11bnILS 32.09bnILS 31.29bnILS 30.41bn

Financial ratios

Data as of 14 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin30.9%31.3%28.9%36.3%38.3%27.2%————
Net margin19.0%19.0%18.3%23.3%24.3%16.8%————
Return on equity16.2%17.4%17.9%18.8%15.3%8.6%————
Return on assets1.0%1.1%1.1%1.0%0.8%0.4%————
Revenue growth3.3%7.0%39.4%46.3%37.2%-0.6%————
Earnings growth3.2%11.1%9.8%40.3%98.0%-12.6%————
Current ratio78.09x0.21x-14565.00x33.41x33.11x16.06x————
Debt to equity0.04x0.05x————2.09x2.09x4.60x4.53x
Equity ratio6.3%6.4%6.1%5.6%5.3%5.2%————
Interest coverage0.61x0.64x0.64x1.17x1.75x1.52x————
Buybacks as a share of market value-0.5%-0.3%-0.2%0.9%-1.9%-8.3%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue3.3%13.2%10.5%
Operating income9.5%28.5%16.7%
Net income8.0%28.5%17.4%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin31.1%31.5%31.9%31.0%
Net margin19.0%19.6%19.9%19.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings10.37.57.56.69.811.811.812.311.210.4
Price to sales4.02.82.52.23.02.43.02.22.52.4

Dividends and splits

Per share, in the currency the company pays

Paid for 11 years. Last went ex-dividend on 24 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year7.8219.6537.8355.4013.6624.8250.7492.391

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.