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S

Sparebank 1 SMN MING.OL · NOK

Financials · Oslo Børs · 🇳🇴 Norway

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221.65

+1.70%

Close of 9 Nov 2026, in NOK

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in NOK, from our data supplier.

FY2025

Revenue, before interest expense

NOK 17.59bn

FY2016FY2025

Net income

NOK 2.75bn

FY2016FY2025

Total assets

NOK 242.91bn

FY2016FY2025

Shareholders' equity

NOK 31.16bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseNOK 17.59bnNOK 17.53bnNOK 14.35bnNOK 8.53bnNOK 7.98bnNOK 7.86bnNOK 8.31bnNOK 7.16bnNOK 6.76bnNOK 6.35bn
Net incomeNOK 2.75bnNOK 2.97bnNOK 2.33bnNOK 1.66bnNOK 1.72bnNOK 1.15bnNOK 1.57bnNOK 1.29bnNOK 1.13bnNOK 1.03bn
Diluted earnings per share19.0720.6116.8712.8213.328.8712.149.978.717.90

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsNOK 242.91bnNOK 247.70bnNOK 232.72bnNOK 223.11bnNOK 198.84bnNOK 187.91bnNOK 166.66bnNOK 160.70bnNOK 153.25bnNOK 138.08bn
Total liabilitiesNOK 211.75bnNOK 218.00bnNOK 204.79bnNOK 199.30bnNOK 176.59bnNOK 167.44bnNOK 147.00bnNOK 142.66bnNOK 136.31bnNOK 122.25bn
DebtNOK 47.36bnNOK 52.98bnNOK 48.19bnNOK 49.77bnNOK 43.12bnNOK 44.92bnNOK 45.87bnNOK 47.44bnNOK 44.65bnNOK 38.78bn
Shareholders' equityNOK 31.16bnNOK 29.70bnNOK 27.93bnNOK 23.81bnNOK 22.25bnNOK 20.47bnNOK 19.66bnNOK 18.05bnNOK 16.95bnNOK 15.83bn
Shares outstanding144m144m138m129m129m129m130m130m129m130m

Financial ratios

Data as of 22 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin————75.2%65.9%58.5%53.8%50.1%48.6%
Net margin53.1%57.0%50.1%49.9%46.1%33.1%————
Return on equity13.7%15.1%12.9%11.1%12.3%9.0%————
Return on assets1.8%1.8%1.6%1.2%1.4%1.0%————
Revenue growth2.3%9.0%35.7%-10.6%6.2%6.3%————
Earnings growth-4.6%24.1%36.1%-3.2%48.1%-26.1%————
Current ratio———0.07x1.11x1.11x1.21x1.29x1.21x—
Debt to equity1.51x1.76x1.71x2.05x1.89x2.23x————
Equity ratio12.8%12.0%12.0%10.8%11.2%10.9%————
Interest coverage————3.99x2.57x1.59x1.57x——
Buybacks as a share of market value———-0.0%-0.0%0.0%0.0%0.0%0.0%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue16.1%7.7%8.8%
Net income18.4%19.1%11.8%

Average margins

Over each period

1 year3 years5 years10 years
Net margin16.3%16.7%17.0%17.0%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings10.88.38.49.911.211.08.38.49.48.2
Price to sales3.22.62.52.82.82.02.02.02.11.8

Dividends and splits

Per share, in the currency the company pays

Paid for 31 years. Last went ex-dividend on 27 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year13.5013.6812.006.507.504.405.005.10
  • 6-for-5 split · 27 Mar 2009
  • 5-for-1 split · 4 Nov 2005
  • 5-for-4 split · 18 Mar 2004

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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