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Mercury General MCY · USD

Financials · US listing · 🇺🇸 United States

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82.74

+0.16%

Close of 9 Nov 2026, in USD

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About Mercury General

From its filings with the US Securities and Exchange Commission

SEC filings

Mercury General is based in Los Angeles, California and is incorporated in California. Its shares trade on NYSE under the ticker MCY. The SEC classifies its business as fire, marine & casualty insurance. In the fiscal year to 31 December 2025, it reported revenue of $5.99bn and net income of $541.1m. At that date it held total assets of $9.56bn and shareholders' equity of $2.42bn.

In its own words

Mercury General Corporation ("Mercury General") and its subsidiaries (referred to herein collectively as the "Company") are primarily engaged in writing personal automobile insurance through 12 insurance subsidiaries (referred to herein collectively as the "Insurance Companies") in 11 states, principally California. The Company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The Company's insurance policies are mostly sold through independent agents who receive a commission for selling policies. The Company believes that it has thorough underwriting and claims handling processes that, together with its agent relationships, provide the Company with competitive advantages.

(2) No individual line of insurance business accounted for more than 5% of total direct premiums written.

The Company offers the following types of automobile coverage: collision, property damage, bodily injury ("BI"), comprehensive, personal injury protection ("PIP"), underinsured and uninsured motorist, and other hazards.

The Company offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages.

Quoted from its 10-K, filed 17 Feb 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Insurance
Listed since
21 Nov 1985
Employees
4,300
Head office
4484 WILSHIRE BLVD, LOS ANGELES, CA, 90010
Incorporated in
CA
Classification
Fire, Marine & Casualty Insurance
Filer status
Large accelerated filer

Leadership

Pay as last reported

  • Mr. George JosephChairman of the Board, since 1961$3.6m
  • Mr. Victor JosephPresident, Chief Operating Officer, Director, since 2017$2.1m
  • Mr. Gabriel TiradorChief Executive Officer, Director, since 1994$3.7m
  • Mr. Theodore StalickChief Financial Officer, Senior Vice President$2.1m
  • Mr. Mark RibisiPresident and Chief Executive Officer of AIS Management LLC
  • Ms. Heidi SullivanVice President, Chief Human Capital Officer
  • Mr. Wilson PangChief Technology Officer, Vice President$2.0m
  • Mr. Christopher GravesChief Investment Officer, Vice President$871,554
  • Mr. Erik ThompsonChief Marketing Officer, Vice President
  • Ms. Judy WaltersVice President, Corporate Affairs, Secretary
  • Ms. Kelly ButlerVice President, Chief Underwriting Officer
  • Mr. Nick ColbyVice President, Chief Sales Officer

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
39
Environment
12
Social
40
Governance
67
Carbon reduction policy
No
Human rights policy
No

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Mercury General Corp possesses several strengths that contribute to its success:

Weaknesses

  • Despite its strengths, Mercury General Corp also faces certain weaknesses:

Opportunities

  • Mercury General Corp may leverage the following opportunities:

Threats

  • However, Mercury General Corp should be aware of the following potential threats:

Sources and methodology

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