GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
B

Bank Multiarta Sentosa Tbk PT MASB.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

Compare

2,210

-1.34%

Close of 9 Nov 2026, in IDR

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

Popular Bitcoin Ethereum Nvidia Apple S&P 500 Gold EUR/USD US 10Y

At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 2.00trn

FY2016FY2025

Net income

IDR 205.13bn

FY2016FY2025

Total assets

IDR 33.10trn

FY2016FY2025

Shareholders' equity

IDR 4.11trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 2.00trnIDR 1.82trnIDR 1.53trnIDR 1.32trnIDR 1.35trnIDR 1.23trnIDR 1.05trnIDR 911.70bnIDR 724.44bnIDR 581.84bn
Operating incomeIDR 263.18bnIDR 275.51bnIDR 299.99bnIDR 394.23bnIDR 272.35bnIDR 159.22bnIDR 158.88bnIDR 196.04bnIDR 143.16bnIDR 105.14bn
Net incomeIDR 205.13bnIDR 214.69bnIDR 243.86bnIDR 304.60bnIDR 213.13bnIDR 108.19bnIDR 117.91bnIDR 146.20bnIDR 107.17bnIDR 77.96bn
Diluted earnings per share146.31153.13173.93245.41185.64102.5596.10119.1687.3563.54

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 33.10trnIDR 28.89trnIDR 27.39trnIDR 21.27trnIDR 23.20trnIDR 21.54trnIDR 14.41trnIDR 11.13trnIDR 10.66trnIDR 7.13trn
Cash and short-term investmentsIDR 5.40trnIDR 4.90trnIDR 6.51trnIDR 4.41trnIDR 5.45trnIDR 3.11trnIDR 2.70trnIDR 2.22trn−IDR 1.46trn−IDR 751.29bn
Total liabilitiesIDR 29.00trnIDR 24.99trnIDR 23.70trnIDR 17.85trnIDR 20.50trnIDR 19.65trnIDR 12.75trnIDR 9.59trnIDR 9.27trnIDR 5.85trn
DebtIDR 2.17bnIDR 11.99bnIDR 17.70bnIDR 6.59bnIDR 11.63bnIDR 11.16bn——IDR 3.00bnIDR 11.50bn
Shareholders' equityIDR 4.11trnIDR 3.89trnIDR 3.68trnIDR 3.42trnIDR 2.70trnIDR 1.89trnIDR 1.66trnIDR 1.54trnIDR 1.39trnIDR 1.28trn
Shares outstanding1,402m1,402m1,402m1,241m1,148m1,055m1,227m1,227m1,227m1,227m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 512.65bnIDR 513.62bnIDR 522.59bnIDR 505.70bnIDR 492.20bnIDR 484.99bnIDR 448.40bnIDR 472.86bn
Operating incomeIDR 68.44bnIDR 69.72bnIDR 62.92bnIDR 78.47bnIDR 62.84bnIDR 65.21bnIDR 72.28bnIDR 70.52bn
Net incomeIDR 53.38bnIDR 54.38bnIDR 48.93bnIDR 56.33bnIDR 49.02bnIDR 50.86bnIDR 56.17bnIDR 55.01bn
Diluted earnings per share38.0838.7934.9040.1834.9636.2840.0739.24
Total assetsIDR 32.06trnIDR 34.10trnIDR 33.10trnIDR 33.59trnIDR 30.82trnIDR 30.46trnIDR 28.89trnIDR 29.26trn
Cash and short-term investmentsIDR 4.52trnIDR 4.50trnIDR 4.84trnIDR 4.88trnIDR 5.01trnIDR 6.01trnIDR 5.89trnIDR 5.34trn
Debt—IDR 2.08bnIDR 2.17bnIDR 5.91bnIDR 6.44bnIDR 11.25bnIDR 16.16bnIDR 4.36bn
Shareholders' equityIDR 4.12trnIDR 4.13trnIDR 4.11trnIDR 4.08trnIDR 4.01trnIDR 3.97trnIDR 3.89trnIDR 3.87trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin13.1%15.1%19.6%29.8%20.1%13.0%—
Net margin10.2%11.8%15.9%23.0%15.8%8.8%—
Return on equity5.0%5.5%6.6%8.9%7.9%5.7%—
Return on assets0.6%0.7%0.9%1.4%0.9%0.5%—
Revenue growth9.9%18.8%15.8%-2.2%10.2%16.6%—
Earnings growth-4.5%-12.0%-19.9%42.9%97.0%-8.2%—
Current ratio2542.50x0.21x0.29x156.17x193.24x82.57x—
Debt to equity0.00x—0.00x0.00x0.00x0.01x0.01x
Equity ratio12.4%13.5%13.4%16.1%11.6%8.8%—
Interest coverage0.26x0.30x0.43x0.81x0.41x0.21x—
Buybacks as a share of market value0.0%0.0%-13.0%-8.1%-8.8%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue14.8%10.3%16.8%
Operating income-12.6%10.6%—
Net income-12.3%13.6%15.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin14.1%18.5%18.0%—
Net margin11.0%14.5%13.9%13.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021
Price to earnings25.423.720.814.419.1
Price to sales2.62.83.33.33.0

Dividends and splits

Per share, in the currency the company pays

Paid for 1 years. Last went ex-dividend on 12 Jun 2025.

FY2025
Paid in the year23.00

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.