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Mangal Credit and Fincorp MANCREDIT.NS · INR

Financials · NSE · 🇮🇳 India

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251.84

+4.39%

Close of 9 Nov 2026, in INR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in INR, from our data supplier.

FY2026

Net income

₹153.1m

FY2017FY2026

Total assets

₹5.17bn

FY2017FY2026

Shareholders' equity

₹1.73bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating income₹224.1m₹4.2m₹160.7m₹113.0m₹88.0m₹88.8m₹67.8m₹71.4m₹138.0m₹96.9m
Net income₹153.1m₹1.5m₹105.5m₹79.1m₹60.8m₹57.1m₹107.6m₹60.1m₹84.0m₹40.2m
Diluted earnings per share7.250.075.313.752.882.965.573.114.681.94

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets₹5.17bn₹3.49bn₹2.74bn₹2.03bn₹1.38bn₹1.16bn₹1.04bn₹886.2m₹893.5m₹2.21bn
Cash and short-term investments₹523.7m₹3.1m———₹4.0m₹17.7m₹6.6m₹1.9m₹294.6m
Total liabilities₹3.44bn₹2.09bn₹1.46bn₹911.3m₹318.1m₹164.3m₹90.6m₹36.2m₹93.0m₹1.49bn
Debt₹3.32bn₹2.00bn₹510.6m₹368.5m₹77.5m₹140.7m₹63.0m₹19.9m₹79.0m₹704.5m
Shareholders' equity₹1.73bn₹1.41bn₹1.27bn₹1.12bn₹1.06bn₹997.8m₹948.8m₹850.1m₹800.6m₹719.5m
Shares outstanding21m21m20m21m21m19m19m19m18m21m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Operating income₹78.8m₹79.0m₹55.2m₹45.0m₹44.9m₹46.8m₹49.8m₹43.6m
Net income₹56.9m₹54.8m₹38.3m₹29.9m₹30.0m₹26.2m₹34.8m₹32.2m
Diluted earnings per share2.702.591.821.421.421.241.751.62
Total assets—₹5.17bn—₹4.50bn—₹3.49bn—₹3.16bn
Cash and short-term investments—₹523.7m—₹777.6m—₹118.4m—₹433.5m
Debt—₹4.92bn—₹2.74bn—₹2.00bn—₹1.72bn
Shareholders' equity—₹1.73bn—₹1.58bn—₹1.41bn—₹1.34bn

Financial ratios

Data as of 22 Oct 2026

FY2026FY2025FY2024FY2023FY2022
Operating margin32.1%38.7%44.6%53.4%64.5%
Net margin21.9%0.3%31.9%38.0%44.6%
Return on equity8.9%0.1%8.3%7.1%5.7%
Return on assets3.0%0.0%3.9%3.9%4.4%
Revenue growth44.1%46.9%58.4%52.7%—
Earnings growth9919.4%-98.6%33.3%30.1%—
Current ratio64.70x1.77x1.72x1.71x1.57x
Debt to equity1.90x1.42x0.40x0.33x0.07x
Equity ratio33.4%40.3%46.5%55.1%76.9%
Interest coverage21.09x33.34x37.57x31.75x81.02x
Buybacks as a share of market value0.0%-6.2%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue49.7%44.0%-6.9%
Operating income25.6%20.3%7.7%
Net income24.6%21.8%26.9%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin19.3%29.1%34.4%21.2%
Net margin13.1%19.7%23.2%13.9%

Valuation history

At each fiscal year end

FY2026FY2025FY2024
Price to earnings33.4—28.8
Price to sales7.37.39.2

Dividends and splits

Per share, in the currency the company pays

Paid for 9 years. Last went ex-dividend on 17 Sept 2025.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.750.600.500.500.500.500.500.50

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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