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Lufax Holding LU · USD

Financials · US listing · 🇺🇸 United States

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7.88

-15.63%

Close of 9 Nov 2026, in USD

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About Lufax Holding

Its shares trade under the ticker LU. It has been listed since 30 October 2020. In the fiscal year to 31 December 2025, it reported a net loss of CN¥2.04bn. At that date it held total assets of CN¥208.25bn and shareholders' equity of CN¥79.88bn.

Lufax Holding Ltd is a CN-based company operating in Consumer Finance industry. The company is headquartered in Shanghai, Shanghai. The company went IPO on 2020-10-30. LUFAX HOLDING LTD is a holding company mainly engaged in providing financial services for small and micro enterprises. The firm's core retail credit enablement business includes bank-funded loans, trust-funded loans and consumer finance loans. The firm is also engaged in wealth management and providing access to financial products and services. The firm conducts the business through its subsidiaries.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
30 Oct 2020
Employees
33,163
Head office
BUILDING NO. 6, LANE 2777 JINXIU EAST RD, SHANGHAI
Incorporated in
E9
Classification
Finance Services
Filer status
Large accelerated filer

Leadership

Pay as last reported

  • Mr. Dicky YipIndependent Non-Executive Chairman of the Board
  • Mr. Yong Suk ChoCo-Chief Executive Officer, Executive Director, since 2016CN¥9.6m
  • Mr. Xiang JiCo-Chief Executive Officer
  • Mr. Tongzhuan XiChief Financial Officer, Executive Director, since 2025
  • Mr. Jinliang MaoChief Technology Officer
  • Mr. Tao WuChief Marketing Officer, Executive Deputy General Manager
  • Mr. Jianbo ChengChief Risk Officer
  • Mr. Dongqi ChenGeneral Manager
  • Mr. Peiqing ZhuBoard Secretary, since 2024
  • Ms. Fangfang CaiNon-Executive Director
  • Mr. Shibang GuoNon-Executive Director
  • Mr. Peifeng LiNon-Executive Director

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
46
Environment
54
Social
56
Governance
28
Direct emissions (scope 1)
117.63 t
Energy emissions (scope 2)
19,614.02 t
Value chain emissions (scope 3)
3,778.78 t
Women in the workforce
45.39003%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Lufax Holding Ltd employs 71,034 full-time employees in Shanghai, CN.
  • Lufax provides bank-funded loans, trust-funded loans, and consumer finance loans.
  • Lufax operates in the Financial Services sector with a focus on small and micro enterprises.

Weaknesses

  • Lufax's business relies on subsidiaries for operations in Shanghai, CN.
  • Lufax's IPO was on 30 October 2020, limiting recent market expansion.
  • Lufax's core business is retail credit enablement with limited diversification.

Opportunities

  • Lufax can expand its wealth management services in the CN Financials sector.
  • Lufax may grow its consumer finance loans in the Shanghai market.
  • Lufax can leverage its 71,034 employees for further market penetration.

Threats

  • Lufax faces competition in the CN Financial Services industry.
  • Lufax's reliance on bank-funded loans poses financial risks.
  • Lufax's focus on small and micro enterprises may face regulatory challenges.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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