39.97
+1.06%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Lemonade
From its filings with the US Securities and Exchange Commission
Lemonade is based in New York, New York and is incorporated in Delaware. Its shares trade on NYSE under the ticker LMND. The SEC classifies its business as fire, marine & casualty insurance. In the fiscal year to 31 December 2025, it reported revenue of $737.9m and a net loss of $165.5m. At that date it held total assets of $1.93bn and shareholders' equity of $533.6m.
Lemonade is rebuilding insurance from the ground up on a digital substrate and an innovative business model. By leveraging technology, data, artificial intelligence, contemporary design, and social impact, we believe we are making insurance more delightful, more affordable, and more precise. To that end, we have built a vertically-integrated company with wholly-owned insurance carriers in the United States and Europe, including the UK, and the full technology stack to power them.
A brief chat with our bot, AI Maya, is all it takes to get covered with renters, homeowners, pet, car or life insurance, and we expect to offer a similar experience for other insurance products over time. Claims are filed by chatting with another bot, AI Jim, who pays claims in as little as two seconds. This breezy experience belies the extraordinary technology that enables it: a state-of-the-art platform that spans marketing to underwriting, customer care to claims processing, finance to regulation. Our architecture melds artificial intelligence with the human kind, and learns from the prodigious data it generates to become ever better at delighting customers and evaluating risk.
Quoted from its 10-K, filed 25 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Insurance
- Listed since
- 2 Jul 2020
- Employees
- 1,282
- Website
- lemonade.com ↗
- Head office
- 5 CROSBY STREET, NEW YORK, NY, 10013
- Incorporated in
- DE
- Classification
- Fire, Marine & Casualty Insurance
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Daniel SchreiberChairman of the Board, Chief Executive Officer, Co-Founder, since 2015$4.0m
- Mr. Shai WiningerPresident, Co-Founder, Director, since 2015$4.0m
- Mr. Timothy BixbyChief Financial Officer, Treasurer$2.8m
- Ms. Adina EcksteinChief Operating Officer$2.2m
- Mr. John PetersChief Insurance Officer$572,884
- Ms. Maya ProsorChief Business Officer$2.1m
- Mr. Michael EisenbergLead Independent Director
- Ms. Maria Angelidis-SmithDirector$182,155
- Mr. Geoff SeeleyDirector
- Dr. Samer Haj-YehiaIndependent Director$205,004
- Ms. Debra SchwartzIndependent Director$195,004
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 28
- Environment
- 4
- Social
- 50
- Governance
- 31
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Lemonade Inc has several notable strengths that give it a competitive advantage in the market. Firstly, the company has developed a cutting-edge digital platform, allowing for seamless and efficient insurance processing. This technology-driven approach enables quick policy approvals and claims processing, enhancing customer satisfaction. Secondly, Lemonade Inc has built a strong brand image with its innovative and socially responsible business model, which resonates well with environmentally conscious and tech-savvy consumers. Furthermore, the company's use of AI-based algorithms and data analytics gives it a significant edge in accurately assessing risks and setting competitive premiums.
Weaknesses
- Despite its strengths, Lemonade Inc also faces a few weaknesses that it must address to sustain its growth. One weakness is the company's limited geographical presence. Currently, Lemonade Inc operates primarily in the United States and select international markets. Expanding its footprint to reach a wider customer base will be crucial for long-term success. Additionally, as a relatively young company, Lemonade Inc may face challenges in building trust and credibility in the insurance industry, particularly among customers who prefer traditional insurance providers with established track records.
Opportunities
- Lemonade Inc has several promising opportunities that it can leverage to further its growth. Firstly, the increasing consumer demand for digital, user-friendly insurance platforms presents a significant opportunity for the company to expand its customer base. By continuously innovating its technology and providing personalized solutions, Lemonade Inc can attract more customers who prefer hassle-free insurance experiences. Additionally, the global shift towards sustainable practices and environmental consciousness creates room for Lemonade Inc to position itself as a leader in socially responsible insurance, tapping into a growing market segment.
Threats
- While Lemonade Inc has a strong position in the market, it is not immune to threats that could impact its growth and profitability. One major threat is the presence of established insurance giants with significant financial resources and brand recognition. These competitors may aggressively invest in technology and marketing to challenge Lemonade Inc's market share. Moreover, the dynamic regulatory environment in the insurance industry poses a threat, requiring Lemonade Inc to adapt and comply with changing laws and regulations. Lastly, economic downturns or adverse events that increase insurance claims could put financial pressure on the company and affect its ability to sustain its business model.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.