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Legal & General Group LGEN.L · GBp

Financials · Insurance · LSE · 🇬🇧 United Kingdom

FTSE 100

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308.30p

+1.18%

Close of 9 Nov 2026, in pence

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About Legal & General Group

Its shares trade on LSE under the ticker LGEN.L. It has been listed since 2 July 1979. It is a member of the FTSE 100. In the fiscal year to 31 December 2025, it reported net income of £498.0m. At that date it held total assets of £582.27bn and shareholders' equity of £2.28bn.

Legal & General Group Plc engages in the provision of risk, savings and investment management products and services. The Company, together with its subsidiaries, transacts life assurance and long-term savings business, investment management and general insurance and health business. The Company’s segments include: Legal & General Retirement (LGR), Legal & General Investment Management (LGIM), Legal & General Capital (LGC), Legal & General Insurance (LGI) and Savings. The firm operates its businesses in the United Kingdom, the United States and other countries across the world through its subsidiaries and associates. The firm offers products, including annuity contracts; longevity insurance contracts; lifetime mortgages; index fund management; active fixed income and liquidity management; solutions and liability driven investment (LDI); active equity; investment strategy and implementation; direct investments and structuring; pensions (individual and corporate); endowment policies, and participating contracts.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Insurance
Listed since
2 Jul 1979
Employees
9,777

Leadership

Pay as last reported

  • Sir John KingmanNon-Executive Independent Chairman of the Board£611,544
  • Mr. Antonio SimoesChief Executive Officer, Executive Director, since 2024£10.6m
  • Mr. Stuart DaviesChief Financial Officer, Executive Director, since 2017£1.4m
  • Mr. Chris KnightGroup Chief Risk Officer, Member of the Executive Committee
  • Mr. Geoffrey TimmsGroup General Counsel, Company Secretary
  • Mr. Eric AdlerChief Executive Officer of Asset Management, Member of the Executive Committee
  • Ms. Laura MasonMember of the Executive Committee, Chief Executive Officer - Retail
  • Mr. Mark JordyNon-Executive Director
  • Ms. Henrietta BaldockSenior Independent Non-Executive Director - Designate£225,253
  • Ms. Clare BousfieldNon-Executive Independent Director£9,458
  • Ms. Carolyn JohnsonIndependent Non-Executive Director£170,432
  • Ms. Nilufer KherajIndependent Non-Executive Director£160,479

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
91
Environment
99
Social
99
Governance
76
Direct emissions (scope 1)
9,665 t
Energy emissions (scope 2)
17,753 t
Value chain emissions (scope 3)
5,200,000 t
Women in the workforce
48.8%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Legal & General Group PLC is a leading financial services company with a strong global presence. The company has a diverse portfolio of products and services, including life insurance, pensions, investment management, and general insurance. This wide range of offerings allows Legal & General to cater to the varying needs of its customers and provides a competitive advantage in the market.
  • The company has a robust financial position and a solid track record of profitability. Legal & General's strong financial performance is driven by prudent risk management, efficient operations, and a focus on long-term sustainable growth. This financial stability enhances its credibility and attracts investors and partners.

Weaknesses

  • One weakness of Legal & General is its dependence on the UK market. While the company has been expanding its international presence, including operations in the US, Europe, and Asia, a significant portion of its revenue still comes from the UK. This exposes the company to potential risks associated with changes in the UK economic and regulatory environment.
  • Legal & General also faces challenges in adapting to technological advancements and increasing digitalization in the financial services industry. The company needs to continually invest in innovative technologies and transform its operations to remain competitive and meet evolving customer expectations.

Opportunities

  • The aging population and the increasing need for retirement planning present significant opportunities for Legal & General. The company can leverage its expertise in pensions and life insurance to cater to this growing market segment. By developing tailored solutions and expanding its distribution channels, Legal & General can capture a larger market share and drive revenue growth.
  • Legal & General can also capitalize on the growing demand for sustainable and socially responsible investments. By offering a wide range of responsible investment options and integrating environmental, social, and governance (ESG) factors into its investment decisions, the company can attract ethically conscious investors and gain a competitive edge.

Threats

  • Increased competition from both traditional financial institutions and fintech disruptors poses a threat to Legal & General. The company needs to continuously innovate and differentiate its products and services to maintain its market position. Failure to adapt to changing customer preferences and emerging technologies may result in loss of market share and business opportunities.
  • Legal & General is also exposed to various macroeconomic risks, such as interest rate fluctuations, market volatility, and regulatory changes. These external factors can impact the company's profitability and financial performance. It is crucial for Legal & General to closely monitor and manage these risks to mitigate their potential negative impacts.

Sources and methodology

Data on this tab
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Chart on the Overview
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