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K

Kvika banki hf KVIKA.IC · ISK

Financials · Nasdaq Iceland · 🇮🇸 Iceland

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13.25

-1.12%

Close of 6 Nov 2026, in ISK

At a glance

Figures in ISK, from our data supplier.

FY2025

Revenue, before interest expense

ISK 19.65bn

FY2016FY2025

Net income

ISK 6.27bn

FY2016FY2025

Total assets

ISK 343.11bn

FY2016FY2025

Shareholders' equity

—

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseISK 19.65bnISK 17.14bnISK 14.82bnISK 19.22bnISK 22.11bnISK 8.67bnISK 7.39bnISK 6.12bnISK 5.66bnISK 6.60bn
Operating income——————ISK 2.10bnISK 2.08bnISK 1.36bnISK 1.79bn
Net incomeISK 6.27bnISK 8.14bnISK 4.02bnISK 4.88bnISK 10.73bnISK 2.35bnISK 2.66bnISK 1.74bnISK 1.59bnISK 1.93bn
Diluted earnings per share1.301.690.831.012.241.101.260.360.330.40

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsISK 343.11bnISK 354.59bnISK 335.40bnISK 303.19bnISK 246.24bnISK 123.20bnISK 105.58bnISK 88.27bnISK 75.60bnISK 59.56bn
Total liabilitiesISK 274.18bnISK 265.08bnISK 253.44bnISK 222.00bnISK 167.87bnISK 103.99bnISK 90.07bnISK 75.30bnISK 64.61bnISK 52.17bn
Debt——————ISK 7.06bnISK 6.33bnISK 3.12bnISK 572.4m
Shareholders' equity—ISK 89.44bnISK 81.89bnISK 81.11bnISK 78.42bnISK 19.19bnISK 15.46bnISK 12.91bnISK 10.93bnISK 7.35bn
Shares outstanding4,824m4,824m4,824m4,824m4,790m2,141m2,108m4,824m4,824m4,824m

Latest quarters

By quarter end

Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024
Revenue, before interest expenseISK 4.92bnISK 5.15bnISK 9.68bnISK 5.11bnISK 4.53bnISK 4.65bnISK 4.46bnISK 3.97bn
Net incomeISK 1.37bnISK 1.27bnISK 1.47bnISK 1.44bnISK 2.09bnISK 3.45bnISK 2.36bnISK 1.26bn
Diluted earnings per share0.280.260.330.300.430.710.490.26
Total assetsISK 359.82bnISK 343.11bnISK 352.74bnISK 361.21bnISK 342.82bnISK 354.59bnISK 363.82bnISK 359.43bn
Debt——ISK 95.04bn—————
Shareholders' equityISK 66.72bn—ISK 67.43bnISK 66.01bnISK 67.52bnISK 89.44bnISK 85.79bnISK 84.35bn

Financial ratios

Data as of 10 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Operating margin—————61.1%28.5%33.9%24.0%27.1%10.4%
Net margin31.9%47.5%27.1%25.4%48.6%27.1%—————
Return on equity—9.1%4.9%6.0%13.7%12.2%17.2%————
Return on assets1.8%2.3%1.2%1.6%4.4%1.9%—————
Revenue growth14.6%15.7%-22.9%-13.1%154.9%17.3%—————
Earnings growth-23.0%102.6%-17.7%-54.5%357.0%-11.8%—————
Current ratio———0.55x0.87x0.46x0.52x0.46x0.51x——
Debt to equity——————0.46x0.49x0.28x0.08x0.09x
Equity ratio—25.2%24.4%26.8%31.8%15.6%14.6%————
Interest coverage—————2.76x0.66x0.69x———
Buybacks as a share of market value———-0.7%-123.7%-1.6%—————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue0.7%17.8%17.5%
Net income8.7%21.7%—

Average margins

Over each period

1 year3 years5 years10 years
Net margin39.2%32.9%35.8%33.4%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Price to earnings14.212.220.818.812.015.88.423.7
Price to sales4.55.85.74.85.84.33.06.7

Dividends and splits

Per share, in the currency the company pays

Paid for 1 years. Last went ex-dividend on 27 Mar 2025.

FY2025FY2023FY2019
Paid in the year4.560.400.24

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.