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PSG Financial Services KST.JO · ZAc

Financials · JSE · 🇿🇦 South Africa

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3,071.00

+0.89%

Close of 9 Nov 2026, in ZAc

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At a glance

Figures in ZAR, from our data supplier.

FY2026

Revenue, before interest expense

ZAR 8.33bn

FY2017FY2026

Net income

ZAR 1.74bn

FY2017FY2026

Total assets

ZAR 158.40bn

FY2017FY2026

Shareholders' equity

ZAR 5.65bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expenseZAR 8.33bnZAR 8.32bnZAR 7.33bnZAR 6.91bnZAR 5.74bnZAR 4.95bnZAR 4.76bnZAR 7.53bnZAR 3.79bnZAR 3.38bn
Research and developmentZAR 85.6mZAR 83.7mZAR 74.5mZAR 70.1mZAR 65.4mZAR 56.2mZAR 53.0mZAR 53.8m—ZAR 33.7m
Operating incomeZAR 2.68bnZAR 1.42bnZAR 1.19bn−ZAR 882.6mZAR 1.17bnZAR 847.7mZAR 776.4mZAR 4.04bnZAR 603.4mZAR 439.9m
Net incomeZAR 1.74bnZAR 1.27bnZAR 1.03bnZAR 950.3mZAR 920.9mZAR 697.7mZAR 647.0mZAR 602.2mZAR 566.5mZAR 486.9m
Diluted earnings per share1.381.010.810.740.680.520.490.450.420.36

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assetsZAR 158.40bnZAR 114.32bnZAR 114.11bnZAR 88.26bnZAR 78.74bnZAR 74.21bnZAR 63.90bnZAR 59.37bnZAR 52.41bnZAR 47.06bn
Cash and short-term investmentsZAR 12.17bnZAR 2.62bnZAR 8.60bnZAR 8.27bnZAR 7.72bnZAR 9.21bnZAR 8.32bnZAR 1.20bnZAR 7.21bnZAR 4.89bn
Total liabilitiesZAR 151.99bnZAR 108.73bnZAR 108.94bnZAR 83.53bnZAR 74.20bnZAR 70.26bnZAR 60.32bnZAR 56.16bnZAR 49.67bnZAR 44.71bn
DebtZAR 339.2mZAR 223.4mZAR 201.4mZAR 80.60bn−ZAR 73.61bnZAR 277.8mZAR 305.0mZAR 112.3mZAR 103.7mZAR 37.8m
Shareholders' equityZAR 5.65bnZAR 4.96bnZAR 4.60bnZAR 4.24bnZAR 4.12bnZAR 3.60bnZAR 3.31bnZAR 2.99bnZAR 2.51bnZAR 2.15bn
Shares outstanding1,256m1,263m1,278m1,281m1,350m1,341m1,332m1,346m1,344m1,338m

Latest quarters

By quarter end

Aug 2026Feb 2026Aug 2025Feb 2025Aug 2024Feb 2024Nov 2023Aug 2023
Revenue, before interest expenseZAR 5.30bnZAR 3.15bnZAR 5.04bnZAR 2.23bnZAR 4.42bnZAR 4.01bnZAR 4.01bnZAR 3.33bn
Operating incomeZAR 1.13bnZAR 1.47bnZAR 1.17bnZAR 1.04bnZAR 915.8mZAR 3.28bnZAR 3.28bn−ZAR 2.09bn
Net incomeZAR 755.1mZAR 958.7mZAR 778.1mZAR 662.8mZAR 611.0mZAR 551.8mZAR 551.8mZAR 482.4m
Diluted earnings per share0.600.760.620.520.480.430.430.38
Total assetsZAR 162.24bnZAR 158.40bnZAR 129.18bnZAR 114.32bnZAR 124.31bnZAR 114.11bnZAR 114.11bnZAR 91.17bn
Cash and short-term investmentsZAR 2.69bnZAR 12.17bnZAR 2.04bnZAR 2.62bnZAR 1.82bnZAR 1.74bnZAR 1.74bnZAR 1.48bn
Debt—————ZAR 105.25bn——
Shareholders' equityZAR 5.72bnZAR 5.65bnZAR 5.21bnZAR 4.96bnZAR 4.71bnZAR 4.60bnZAR 4.60bnZAR 4.33bn

Growth per year

Compound annual rate

3 years5 years10 years
Revenue6.4%11.0%10.2%
Operating income—25.8%19.3%
Net income22.3%20.0%19.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin24.6%14.3%15.4%19.8%
Net margin18.1%16.2%15.9%14.4%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings21.927.024.320.717.825.818.521.225.424.0
Price to sales4.64.13.42.92.93.62.51.73.83.5

Dividends and splits

Per share, in the currency the company pays

Paid for 12 years. Last went ex-dividend on 6 May 2026.

FY2027FY2026FY2025FY2024FY2023FY2022FY2021FY2020
Paid in the year0.450.550.4550.3850.330.2650.230.21

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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