386.07
+0.61%
Close of 9 Nov 2026, in USD
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Kinsale Capital Group
From its filings with the US Securities and Exchange Commission
Kinsale Capital Group is based in Richmond, Virginia. Its shares trade on NYSE under the ticker KNSL. The SEC classifies its business as fire, marine & casualty insurance. In the fiscal year to 31 December 2025, it reported revenue of $1.87bn and net income of $503.6m. At that date it held total assets of $6.04bn and shareholders' equity of $1.96bn.
Our goal is to deliver long-term value for our stockholders by growing our business and generating attractive returns. We seek to accomplish this by generating consistent and attractive underwriting profits while managing our capital prudently. Using our proprietary technology platform and leveraging the expertise of our highly-experienced employees in our daily operations, we have built a company that is entrepreneurial and highly efficient. We believe our systems and technology are at the digital forefront of the insurance industry and allow us to quickly collect and analyze data, thereby improving our ability to manage our business and reduce our response times to our customers. We believe that we have differentiated ourselves from our competitors by effectively leveraging technology, vigilantly controlling expenses and maintaining control over our underwriting and claims operations.
We have significantly grown our business and have generated strong returns. During 2025, our gross written premiums increased by 5.7%, to $2.0 billion for the year ended December 31, 2025. Our return on equity and combined ratios were 29.3% and 75.9%, respectively, for the year ended December 31, 2025. Our operating return on equity, a non-GAAP financial measure, was 26.4% for the year ended December 31, 2025. We believe that we are well positioned to continue to capitalize on attractive opportunities in our target market and to prudently grow our business.
Quoted from its 10-K, filed 20 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Insurance
- Listed since
- 28 Jul 2016
- Employees
- 711
- Website
- kinsalecapitalgroup.com ↗
- Head office
- 2025 STAPLES MILL ROAD, RICHMOND, VA, 23230
- Classification
- Fire, Marine & Casualty Insurance
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Michael KehoeChairman of the Board, Chief Executive Officer, since 2009$6.8m
- Mr. Brian HaneyPresident, Chief Operating Officer$2.9m
- Mr. Bryan PetrucelliChief Financial Officer, Executive Vice President, Treasurer$2.9m
- Ms. Diane SchnuppExecutive Vice President, Chief Information Officer$2.3m
- Mr. Mark BeachyExecutive Vice President, Chief Claims Officer$2.3m
- Mr. Robert LippincottLead Independent Director$314,705
- Mr. Steven BensingerIndependent Director$289,705
- Ms. Teresa ChiaIndependent Director$254,705
- Ms. Mary Jane FortinIndependent Director$26,250
- Mr. Robert HatcherIndependent Director$254,705
- Ms. Anne KronenbergIndependent Director$279,705
- Mr. Frederick RussellIndependent Director$254,705
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 37
- Environment
- 2
- Social
- 40
- Governance
- 69
- Women in the workforce
- 40%
- Carbon reduction policy
- No
- Human rights policy
- No
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Kinsale Capital Group Inc has a solid financial standing, with consistent revenue growth and profitability in recent years. Their strong financial position allows them to pursue various strategic initiatives, invest in technology advancements, and support their business expansion.
- The company boasts a highly experienced management team, which has a deep understanding of the insurance industry. Their expertise enables them to make informed decisions, develop effective business strategies, and successfully navigate the ever-changing market conditions.
- Kinsale Capital Group Inc focuses on niche markets and specialty lines of insurance where they have a competitive advantage. By specializing, they are able to provide tailored solutions, exceptional service, and build strong relationships with their customers.
Weaknesses
- As a relatively small company, Kinsale Capital Group Inc may face challenges in terms of scalability. Expanding their operations or entering new markets could pose difficulties, as they may lack the resources and infrastructure of larger competitors.
- The company's exposure to market risks, such as changes in interest rates, underwriting risks, and regulatory requirements, could impact their financial performance. Adapting to evolving market dynamics while maintaining profitability is an ongoing challenge.
- Kinsale Capital Group Inc may have limited brand recognition compared to established industry players. This can make it harder to attract and retain customers, especially in highly competitive markets.
Opportunities
- The insurance industry is constantly evolving, presenting opportunities for Kinsale Capital Group Inc to expand their specialty lines of coverage to emerging risks and new markets. This includes areas like cyber insurance, climate change-related coverage, and other emerging insurance trends.
- The company can capitalize on technological advancements to streamline their operations, enhance underwriting capabilities, and improve customer experience. Embracing digital transformation and investing in innovative InsurTech solutions could give them a competitive edge.
- There is potential for strategic partnerships or acquisitions that can complement Kinsale Capital Group Inc's existing business and accelerate growth. Collaborating with complementary businesses or acquiring specialized companies can help them diversify their offerings, reach new customers, and expand their market presence.
Threats
- The insurance industry is highly regulated, and any changes in regulations or compliance requirements can present challenges for Kinsale Capital Group Inc. Adapting to new regulations and ensuring ongoing compliance can be time-consuming and costly.
- Intense competition within the insurance market can limit market share and pricing flexibility. Larger, well-established competitors may have greater resources and brand recognition, giving them a competitive advantage over Kinsale Capital Group Inc.
- Economic downturns or fluctuations in financial markets can impact the demand for insurance products and the ability of customers to pay premiums. A significant economic downturn could lead to reduced demand and potential financial challenges for the company.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.