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Jiayin Group JFIN · USD

Financials · US listing · 🇺🇸 United States

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1.49

+4.20%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in CNY, from our data supplier.

FY2025

Net income

CN¥213.6m

FY2016FY2025

Total assets

CN¥8.76bn

FY2016FY2025

Shareholders' equity

CN¥4.43bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Research and developmentCN¥427.1mCN¥372.4mCN¥296.3mCN¥216.7mCN¥143.7mCN¥151.6mCN¥201.4mCN¥184.3mCN¥181.0mCN¥88.7m
Operating incomeCN¥250.0mCN¥1.25bnCN¥1.33bnCN¥1.18bnCN¥433.1mCN¥302.1mCN¥534.7mCN¥685.2mCN¥686.7m−CN¥512.8m
Net incomeCN¥213.6mCN¥1.06bnCN¥1.30bnCN¥1.18bnCN¥472.1mCN¥252.9mCN¥527.7mCN¥611.8mCN¥539.5m−CN¥389.8m
Diluted earnings per share4.144.9524.3222.088.744.689.7712.2410.79-7.44

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsCN¥8.76bnCN¥5.41bnCN¥5.64bnCN¥3.02bnCN¥971.4mCN¥525.4mCN¥701.1mCN¥801.9mCN¥2.53bnCN¥2.03bn
Cash and short-term investmentsCN¥61.8mCN¥540.5mCN¥370.2mCN¥291.0mCN¥182.6mCN¥117.3mCN¥191.8mCN¥41.4mCN¥606.1mCN¥199.0m
Total liabilitiesCN¥4.32bnCN¥2.28bnCN¥3.26bnCN¥1.78bnCN¥945.7mCN¥989.1mCN¥1.44bnCN¥2.45bnCN¥4.46bnCN¥4.59bn
DebtCN¥700.6mCN¥51.7mCN¥63.5mCN¥27.5mCN¥35.2mCN¥8.4mCN¥35.2mCN¥70.4mCN¥104.0mCN¥90.1m
Shareholders' equityCN¥4.43bnCN¥3.13bnCN¥2.38bnCN¥1.24bnCN¥27.9m−CN¥461.6m−CN¥741.9m−CN¥1.65bn−CN¥1.93bn−CN¥2.56bn
Shares outstanding52m213m53m53m54m54m54m50m50m52m

Financial ratios

Data as of 29 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin30.1%21.5%24.4%36.1%24.3%23.2%—
Net margin24.7%18.2%23.7%36.1%26.5%19.5%—
Return on equity4.8%33.8%54.5%94.9%1694.3%-54.8%—
Return on assets2.4%19.5%23.0%39.1%48.6%48.1%—
Revenue growth-85.1%6.1%67.1%83.7%36.9%-41.7%—
Earnings growth-79.8%-18.6%10.0%149.9%86.7%-52.1%—
Current ratio1.88x2.15x2.36x1.58x0.86x0.38x—
Debt to equity0.16x—0.01x0.02x0.61x-0.01x-0.00x
Equity ratio50.6%57.8%42.2%41.1%2.9%-87.9%—
Interest coverage———7.72x386.71x2.28x11.19x
R&D as a share of sales49.3%6.4%5.4%6.6%8.1%11.7%—
Buybacks as a share of market value75.9%-300.0%0.1%1.1%0.0%0.0%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-35.8%-5.8%—
Operating income-40.4%-3.7%—
Net income-43.4%-3.3%—

Valuation history

At each fiscal year end

FY2025FY2024
Price to earnings9.68.8
Price to sales2.41.6

Market value over time

31 May 2019 to 28 Oct 2026, in CNY

CN¥602.0mCN¥65.5m

Share price return

Finished calendar years

20252024
Return6%-8%

Dividends and splits

Per share, in the currency the company pays

Paid for 3 years. Last went ex-dividend on 14 Jul 2025.

FY2025FY2024FY2023
Paid in the year0.800.900.40

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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