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Isracard ISCD.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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1,107.00

+0.64%

Close of 9 Nov 2026, in ILA

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in ILS, from our data supplier.

FY2025

Revenue, before interest expense

ILS 4.29bn

FY2016FY2025

Net income

−ILS 40.0m

FY2016FY2025

Total assets

ILS 27.88bn

FY2016FY2025

Shareholders' equity

ILS 3.20bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseILS 4.29bnILS 3.40bnILS 3.23bnILS 2.68bnILS 2.31bnILS 2.09bnILS 2.28bnILS 2.35bnILS 2.19bnILS 1.66bn
Operating incomeILS 557.0mILS 844.0mILS 752.0mILS 713.0mILS 717.0mILS 354.0mILS 616.0mILS 910.0mILS 849.0mILS 715.0m
Net income−ILS 40.0mILS 264.0mILS 252.0mILS 155.0mILS 343.0mILS 93.0mILS 244.0mILS 318.0mILS 299.0mILS 229.0m
Diluted earnings per share-0.121.311.260.781.720.471.221.591.501.15

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsILS 27.88bnILS 25.60bnILS 22.51bnILS 22.68bnILS 22.44bnILS 23.92bnILS 24.72bnILS 21.99bnILS 17.89bnILS 17.06bn
Cash and short-term investmentsILS 485.0mILS 1.00bnILS 902.0mILS 1.85bnILS 4.63bnILS 125.0mILS 206.0mILS 106.0mILS 104.0mILS 109.0m
Total liabilitiesILS 24.68bnILS 22.42bnILS 19.50bnILS 19.88bnILS 19.66bnILS 21.47bnILS 22.29bnILS 18.53bnILS 15.19bnILS 14.39bn
DebtILS 4.25bnILS 2.44bnILS 2.19bnILS 1.06bnILS 1.44bnILS 5.21bnILS 6.18bnILS 2.84bnILS 2.02bnILS 1.22bn
Shareholders' equityILS 3.20bnILS 3.17bnILS 3.00bnILS 2.79bnILS 2.78bnILS 2.45bnILS 2.43bnILS 3.46bnILS 2.70bnILS 2.67bn
Shares outstanding325m201m200m200m200m200m200m200m200m200m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseILS 1.08bnILS 975.0mILS 892.0mILS 1.07bnILS 859.0mILS 838.0mILS 983.0mILS 852.0m
Operating incomeILS 232.0mILS 61.0mILS 99.0mILS 204.0m−ILS 169.0mILS 8.0mILS 68.0mILS 100.0m
Net incomeILS 80.0mILS 45.0mILS 66.0mILS 37.0m−ILS 150.0mILS 7.0mILS 54.0mILS 78.0m
Diluted earnings per share0.240.140.200.11-0.460.020.270.39
Total assetsILS 28.52bnILS 27.62bnILS 27.88bnILS 28.48bnILS 25.35bnILS 26.66bnILS 25.60bnILS 25.79bn
Cash and short-term investmentsILS 591.0mILS 429.0mILS 408.0mILS 629.0mILS 349.0mILS 1.40bnILS 1.00bnILS 1.18bn
DebtILS 4.21bnILS 4.41bnILS 4.00bnILS 3.35bnILS 3.74bnILS 2.64bnILS 2.19bnILS 2.19bn
Shareholders' equityILS 3.33bnILS 3.25bnILS 3.20bnILS 3.13bnILS 2.98bnILS 3.13bnILS 3.17bnILS 3.13bn

Financial ratios

Data as of 15 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating margin-0.2%24.8%23.3%26.6%31.1%17.0%———
Net margin-0.9%7.8%7.8%5.8%14.9%4.5%———
Return on equity-1.2%8.3%8.4%5.5%12.4%3.8%———
Return on assets-0.1%1.0%1.1%0.7%1.5%0.4%———
Revenue growth26.1%5.4%20.4%16.3%10.5%-8.6%———
Earnings growth-115.2%4.8%62.6%-54.8%268.8%-61.9%———
Current ratio15.84x1.25x1.27x1.18x1.20x1.44x———
Debt to equity1.25x0.68x0.63x0.27x0.40x1.76x———
Equity ratio11.5%12.4%13.3%12.3%12.4%10.2%———
Interest coverage-0.03x—1.54x——1.51x1.99x1.86x1.88x
Buybacks as a share of market value-61.9%-0.5%0.0%0.0%0.0%0.0%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue16.9%15.5%10.9%
Operating income-7.9%9.5%-2.1%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin18.2%21.1%21.9%27.6%
Net margin2.9%4.6%5.9%8.6%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Price to earnings-126.912.310.213.28.923.310.6
Price to sales1.21.00.80.81.31.01.1

Dividends and splits

Per share, in the currency the company pays

Paid for 6 years. Last went ex-dividend on 23 Jul 2025.

FY2025FY2024FY2023FY2022FY2021FY2020
Paid in the year0.3210.5630.3390.7430.1390.366

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.