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I

Islandsbanki hf ISB.IC · ISK

Financials · Nasdaq Iceland · 🇮🇸 Iceland

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136.6

-0.73%

Close of 6 Nov 2026, in ISK

At a glance

Figures in ISK, from our data supplier.

FY2025

Revenue, before interest expense

ISK 66.44bn

FY2017FY2025

Net income

ISK 25.25bn

FY2017FY2025

Total assets

ISK 1.73trn

FY2017FY2025

Shareholders' equity

ISK 225.36bn

FY2017FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expenseISK 66.44bnISK 62.23bnISK 62.86bnISK 57.07bnISK 49.95bnISK 34.64bnISK 40.98bnISK 44.12bnISK 46.01bn
Net incomeISK 25.25bnISK 24.25bnISK 24.59bnISK 24.54bnISK 23.73bnISK 7.06bnISK 8.81bnISK 11.04bnISK 13.58bn
Diluted earnings per share14.1912.8012.4212.2711.873.534.405.526.79

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assetsISK 1.73trnISK 1.61trnISK 1.58trnISK 1.57trnISK 1.43trnISK 1.34trnISK 1.20trnISK 1.13trnISK 1.04trn
Total liabilitiesISK 1.50trnISK 1.38trnISK 1.36trnISK 1.35trnISK 1.23trnISK 1.16trnISK 1.02trnISK 954.09bnISK 854.78bn
Shareholders' equityISK 225.36bnISK 227.35bnISK 224.69bnISK 218.87bnISK 203.71bnISK 184.71bnISK 177.63bnISK 174.00bnISK 178.57bn
Shares outstanding1,780m1,895m1,980m2,000m2,000m2,000m2,000m2,000m2,000m

Latest quarters

By quarter end

Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024
Revenue, before interest expenseISK 20.35bnISK 17.16bnISK 38.37bnISK 17.60bnISK 15.38bnISK 14.54bnISK 15.42bnISK 15.37bn
Net incomeISK 7.46bnISK 5.95bnISK 6.90bnISK 7.19bnISK 5.21bnISK 6.28bnISK 7.28bnISK 5.27bn
Diluted earnings per share4.313.343.723.842.783.323.812.74
Total assetsISK 1.79trnISK 1.73trn—ISK 1.70trnISK 1.67trnISK 1.61trnISK 1.62trnISK 1.60trn
Shareholders' equityISK 212.72bnISK 225.36bn—ISK 224.72bnISK 217.89bnISK 227.35bnISK 223.39bnISK 216.50bn

Financial ratios

Data as of 3 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin38.0%39.0%39.1%43.0%47.5%20.4%———
Return on equity11.2%10.7%10.9%11.2%11.6%3.8%———
Return on assets1.5%1.5%1.6%1.6%1.7%0.5%———
Revenue growth6.8%-1.0%10.1%14.2%44.2%-15.5%———
Earnings growth4.1%-1.4%0.2%3.4%236.1%-19.8%———
Current ratio———0.17x0.17x0.18x0.26x0.26x0.33x
Equity ratio13.0%14.1%14.2%14.0%14.3%13.7%———

Growth per year

Compound annual rate

3 years5 years10 years
Revenue5.2%13.9%—
Net income1.0%29.0%—

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021
Price to earnings10.49.78.99.810.6
Price to sales4.03.83.54.25.0

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 20 Mar 2026.

FY2026FY2025FY2024FY2023FY2022
Paid in the year7.286.466.266.155.95

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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