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Bank Artha Graha Internasional Tbk PT INPC.JK · IDR

Financials · IDX · 🇮🇩 Indonesia

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112

+0.90%

Close of 9 Nov 2026, in IDR

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At a glance

Figures in IDR, from our data supplier.

FY2025

Revenue, before interest expense

IDR 2.24trn

FY2016FY2025

Net income

−IDR 567.52bn

FY2016FY2025

Total assets

IDR 27.57trn

FY2016FY2025

Shareholders' equity

IDR 3.80trn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseIDR 2.24trnIDR 2.00trnIDR 1.79trnIDR 1.61trnIDR 1.84trnIDR 1.80trnIDR 2.08trnIDR 2.32trnIDR 2.49trnIDR 2.38trn
Operating income−IDR 598.81bnIDR 189.75bnIDR 183.36bnIDR 69.14bn−IDR 203.46bnIDR 30.42bn−IDR 76.34bnIDR 74.34bnIDR 86.93bnIDR 92.42bn
Net income−IDR 567.52bnIDR 152.47bnIDR 146.75bnIDR 55.00bn−IDR 168.06bnIDR 21.37bn−IDR 58.34bnIDR 53.62bnIDR 68.10bnIDR 72.84bn
Diluted earnings per share-28.067.547.262.72-10.641.35-3.693.394.314.61

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsIDR 27.57trnIDR 30.13trnIDR 26.10trnIDR 25.44trnIDR 26.13trnIDR 30.53trnIDR 25.53trnIDR 26.03trnIDR 27.73trnIDR 26.22trn
Cash and short-term investmentsIDR 4.49trnIDR 7.31trnIDR 1.42trnIDR 4.99trnIDR 4.51trnIDR 2.88trnIDR 3.82trnIDR 5.13trnIDR 4.98trnIDR 2.93trn
Total liabilitiesIDR 23.77trnIDR 25.79trnIDR 21.93trnIDR 21.43trnIDR 22.17trnIDR 26.97trnIDR 21.00trnIDR 21.44trnIDR 23.22trnIDR 21.80trn
DebtIDR 347.76bnIDR 699.28bnIDR 200.00bnIDR 200.00bnIDR 200.00bnIDR 200.00bn—IDR 101.95bnIDR 203.91bnIDR 407.82bn
Shareholders' equityIDR 3.80trnIDR 4.34trnIDR 4.17trnIDR 4.00trnIDR 3.95trnIDR 3.56trnIDR 4.54trnIDR 4.59trnIDR 4.51trnIDR 4.42trn
Shares outstanding20,223m20,223m20,223m20,223m15,796m15,796m15,796m15,796m15,796m15,796m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseIDR 561.57bnIDR 500.17bnIDR 557.02bnIDR 591.31bnIDR 576.32bnIDR 515.21bnIDR 534.07bnIDR 499.08bn
Operating incomeIDR 26.98bnIDR 67.83bn−IDR 663.00bnIDR 4.22bnIDR 36.73bnIDR 23.24bnIDR 62.75bnIDR 56.50bn
Net incomeIDR 16.69bnIDR 58.59bn−IDR 623.19bnIDR 5.08bnIDR 31.93bnIDR 18.66bnIDR 25.47bnIDR 56.50bn
Diluted earnings per share0.832.90-30.820.251.580.921.262.79
Total assetsIDR 28.32trnIDR 30.31trnIDR 27.57trnIDR 33.24trnIDR 30.17trnIDR 30.30trnIDR 30.13trnIDR 28.02trn
Cash and short-term investmentsIDR 4.22trnIDR 5.26trnIDR 4.49trnIDR 6.53trnIDR 5.82trnIDR 7.06trnIDR 7.31trnIDR 5.68trn
DebtIDR 369.20bnIDR 76.91bnIDR 347.76bnIDR 200.00bnIDR 200.00bnIDR 200.00bnIDR 200.00bnIDR 387.62bn
Shareholders' equityIDR 3.87trnIDR 3.83trnIDR 3.80trnIDR 4.41trnIDR 4.40trnIDR 4.36trnIDR 4.34trnIDR 4.30trn

Financial ratios

Data as of 26 Aug 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin-26.7%9.5%10.2%4.3%-11.1%1.7%
Net margin-25.3%7.6%8.2%3.4%-9.1%1.2%
Return on equity-14.9%3.5%3.5%1.4%-4.3%0.6%
Return on assets-2.1%0.5%0.6%0.2%-0.6%0.1%
Revenue growth12.3%11.3%11.6%-12.6%2.0%-13.4%
Earnings growth-472.2%3.9%166.8%-132.7%-886.4%-136.6%
Current ratio33.21x0.32x34.99x95.03x94.69x28.57x
Debt to equity0.09x0.27x0.13x0.05x0.06x0.09x
Equity ratio13.8%14.4%16.0%15.7%15.1%11.7%
Interest coverage-0.62x0.26x0.36x0.14x-0.27x0.03x
Buybacks as a share of market value0.0%0.0%0.0%-28.0%0.0%0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue4.5%11.3%1.4%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin-9.7%-2.0%-2.9%-0.3%
Net margin-9.8%-2.8%-3.2%-0.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings-5.228.410.126.1-11.951.0-16.518.318.615.8
Price to sales2.33.41.11.31.91.50.90.81.01.0

Dividends and splits

Per share, in the currency the company pays

Paid for 0 years. Last went ex-dividend on 4 Jul 1997.

FY1997
Paid in the year9.60
  • 6-to-1 reverse split · 10 Jan 2007
  • 5-for-4 split · 5 Aug 1998
  • 2-for-1 split · 8 Oct 1993

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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