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I

ING Groep INGA.AS · EUR

Financials · Banks · Euronext Amsterdam · 🇳🇱 Netherlands

Euro Stoxx 50

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29.43

+2.47%

Close of 9 Nov 2026, in EUR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in EUR, from our data supplier.

FY2025

Net income

€6.33bn

FY2016FY2025

Total assets

€1.05trn

FY2016FY2025

Shareholders' equity

€49.70bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating income———€18.52bn——————
Net income€6.33bn€6.39bn€7.29bn€3.67bn€4.78bn€2.48bn€4.78bn€4.70bn€4.91bn€4.65bn
Diluted earnings per share2.121.982.041.011.230.641.231.211.261.19

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets€1.05trn€1.02trn€975.58bn€967.82bn€951.29bn€937.27bn€891.74bn€887.03bn€846.22bn€845.08bn
Cash and short-term investments———€124.24bn——————
Total liabilities€1.00trn€970.23bn€924.34bn€917.91bn€897.37bn€882.64bn€837.98bn€836.10bn€795.81bn€795.29bn
Debt€170.38bn€161.36bn€141.23bn€112.88bn€109.72bn€99.21bn€136.62bn€133.47bn€112.05bn€120.46bn
Shareholders' equity€49.70bn€50.31bn€51.24bn€49.91bn€53.92bn€54.64bn€53.77bn€50.93bn€50.41bn€49.79bn
Shares outstanding2,990m3,229m3,565m3,624m3,891m3,901m3,895m3,890m3,886m3,879m

Financial ratios

Data as of 14 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin39.7%41.8%59.8%18.4%27.2%26.3%
Net margin27.5%28.3%41.3%10.9%18.5%13.9%
Return on equity12.7%12.7%14.2%7.4%8.9%4.5%
Return on assets0.6%0.6%0.7%0.4%0.5%0.3%
Revenue growth1.9%28.3%-47.5%30.3%44.7%-1.3%
Earnings growth-1.0%-12.3%98.3%-23.1%92.2%-48.0%
Current ratio0.13x0.15x0.21x0.27x0.35x160.27x
Debt to equity5.93x5.50x4.24x4.03x2.96x2.52x
Equity ratio4.7%4.9%5.3%5.2%5.7%5.8%
Interest coverage0.25x0.22x0.29x0.42x0.93x0.51x
Buybacks as a share of market value6.8%6.4%7.6%4.1%3.2%-1.9%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue7.2%5.3%3.3%
Net income19.9%20.6%4.7%

Average margins

Over each period

1 year3 years5 years10 years
Net margin13.7%12.6%12.7%11.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.37.66.611.210.012.08.77.812.111.2
Price to sales2.92.02.02.12.41.62.11.93.12.8

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 3 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2018FY2017
Paid in the year0.401.9681.2670.8210.8120.390.681.33
  • 1-to-1 reverse split · 22 Jul 2016
  • 2-for-1 split · 2 Jul 2001
  • 5-for-2 split · 3 Jun 1996

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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