GBAF Logo
Global Banking & Finance Awards® 2026 Nominations open, free to enter Nominate now →
I

ING Group NV ADR ING · USD

Financials · US listing · 🇺🇸 United States

Compare

33.20

+4.34%

Close of 9 Nov 2026, in USD

Search any instrument

Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Net income

$7.30bn

FY2016FY2025

Total assets

$1.22trn

FY2016FY2025

Shareholders' equity

$57.36bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating income$10.56bn$10.73bn$12.11bn$5.41bn$7.83bn$4.40bn$7.89bn$7.79bn$8.39bn$6.81bn
Net income$7.30bn$7.38bn$8.41bn$4.24bn$5.51bn$2.87bn$5.52bn$5.32bn$5.66bn$5.37bn
Diluted earnings per share2.502.362.521.171.460.741.441.381.451.38

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$1.22trn$1.18trn$1.13trn$1.12trn$1.10trn$1.08trn$1.03trn$1.02trn$976.62bn$975.31bn
Cash and short-term investments$122.70bn$132.42bn$150.10bn$136.87bn$159.04bn$169.73bn$99.24bn$94.72bn$39.46bn$39.80bn
Total liabilities$1.16trn$1.12trn$1.07trn$1.06trn$134.61bn$91.81bn$156.75bn$964.01bn$917.62bn$917.14bn
Debt$195.42bn$121.65bn$185.12bn$224.72bn$184.18bn$158.69bn$233.88bn$231.97bn$146.56bn$160.65bn
Shareholders' equity$57.36bn$58.07bn$59.13bn$58.18bn$963.27bn$990.02bn$872.41bn$59.70bn$59.00bn$58.17bn
Shares outstanding2,916m3,130m3,344m3,619m3,776m3,901m3,826m3,858m3,904m3,878m

Financial ratios

Data as of 10 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin39.7%14.0%17.8%25.2%26.3%14.1%
Net margin27.5%9.6%12.4%19.8%18.5%9.2%
Return on equity12.7%12.7%14.2%7.3%0.6%0.3%
Return on assets0.6%0.6%0.7%0.4%0.5%0.3%
Revenue growth-65.3%12.7%216.8%-27.9%-4.3%-17.0%
Earnings growth-1.0%-12.3%98.3%-23.1%92.2%-48.0%
Current ratio0.13x0.15x0.18x0.19x0.35x0.36x
Debt to equity3.41x3.18x4.24x3.86x0.19x0.16x
Equity ratio4.7%4.9%5.3%5.2%87.7%91.5%
Interest coverage0.25x0.21x0.29x0.32x0.90x0.42x
Buybacks as a share of market value6.8%6.4%7.6%4.1%3.2%-1.9%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue7.4%-3.1%-7.5%
Operating income25.0%19.2%4.0%
Net income19.9%20.6%4.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin20.6%20.1%20.1%17.9%
Net margin14.2%14.2%14.1%12.5%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings11.26.76.010.49.512.88.47.712.710.2
Price to sales3.10.60.72.01.81.21.21.11.31.0

Market value over time

31 Oct 2016 to 9 Sept 2026, in USD

$50.54bn$105.93bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return84%0%27%-11%46%-24%13%-42%30%7%

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.