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Intact Financial IFC.TO · CAD

Financials · Toronto Stock Exchange · 🇨🇦 Canada

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274.07

-0.70%

Close of 9 Nov 2026, in CAD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in CAD, from our data supplier.

FY2025

Revenue, before interest expense

C$26.07bn

FY2016FY2025

Net income

C$3.37bn

FY2016FY2025

Total assets

C$62.87bn

FY2016FY2025

Shareholders' equity

C$20.84bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseC$26.07bnC$24.98bnC$23.29bnC$22.54bnC$17.58bnC$12.46bnC$11.35bnC$10.58bnC$9.36bnC$8.51bn
Operating incomeC$4.50bnC$3.07bnC$2.03bnC$3.18bnC$2.57bnC$1.36bnC$833.0mC$886.0mC$942.0mC$686.0m
Net incomeC$3.37bnC$2.30bnC$1.32bnC$2.45bnC$2.07bnC$1.08bnC$754.0mC$707.0mC$792.0mC$541.0m
Diluted earnings per share18.9012.867.3813.9911.747.575.275.085.694.13

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsC$62.87bnC$59.53bnC$55.98bnC$53.74bnC$66.35bnC$35.12bnC$32.29bnC$28.46bnC$27.93bnC$22.99bn
Cash and short-term investmentsC$18.92bnC$18.90bnC$17.94bnC$23.85bnC$4.12bnC$2.47bnC$2.40bnC$1.61bnC$1.57bnC$1.54bn
Total liabilitiesC$42.03bnC$41.38bnC$39.50bnC$37.61bnC$38.20bnC$25.54bnC$23.55bnC$20.65bnC$20.46bnC$16.90bn
DebtC$5.25bnC$5.47bnC$6.14bnC$5.14bnC$5.87bnC$3.49bnC$2.82bnC$2.21bnC$2.24bnC$1.39bn
Shareholders' equityC$20.84bnC$18.15bnC$16.19bnC$15.84bnC$15.67bnC$9.58bnC$8.75bnC$7.81bnC$7.46bnC$6.09bn
Shares outstanding178m179m178m175m176m143m143m139m139m131m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseC$6.72bnC$7.30bnC$6.64bnC$6.70bnC$6.33bnC$6.40bnC$6.14bnC$6.80bn
Operating incomeC$937.0mC$960.0mC$1.21bnC$1.12bnC$1.13bnC$849.0mC$838.0mC$229.0m
Net incomeC$720.0mC$752.0mC$961.0mC$861.0mC$867.0mC$676.0mC$667.0mC$207.0m
Diluted earnings per share4.074.255.404.844.873.803.731.16
Total assetsC$64.28bnC$62.86bnC$62.87bnC$62.97bnC$60.85bnC$60.58bnC$59.53bnC$59.30bn
Cash and short-term investmentsC$19.40bnC$19.61bnC$18.92bnC$19.74bnC$19.51bnC$19.47bnC$18.90bnC$18.65bn
DebtC$4.36bnC$4.02bnC$5.50bnC$5.46bnC$5.43bnC$5.53bnC$5.78bnC$5.98bn
Shareholders' equityC$21.72bnC$21.27bnC$20.84bnC$19.96bnC$19.22bnC$18.77bnC$18.15bnC$17.78bn

Financial ratios

Data as of 18 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020
Operating margin17.3%12.3%8.7%14.1%15.5%11.8%
Net margin12.9%9.2%5.7%10.9%11.8%8.7%
Return on equity16.1%12.7%8.1%15.5%13.2%11.3%
Return on assets5.4%3.9%2.4%4.6%3.1%3.1%
Revenue growth4.4%7.3%3.3%28.2%41.0%9.8%
Earnings growth46.5%74.5%-46.4%18.7%91.0%43.5%
Current ratio6.11x10.70x7.98x13.87x0.20x0.51x
Debt to equity0.22x0.27x0.38x0.29x0.33x0.26x
Equity ratio33.1%30.5%28.9%29.5%23.6%27.3%
Interest coverage20.00x13.82x9.13x17.99x17.78x12.82x
Buybacks as a share of market value0.3%-0.2%-1.7%0.4%-23.1%-0.0%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue5.0%15.9%12.4%
Operating income12.2%27.1%17.8%
Net income11.1%25.5%16.9%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin14.8%13.2%13.2%12.0%
Net margin11.1%9.7%9.9%9.2%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings15.120.427.613.914.019.926.619.518.423.3
Price to sales1.91.91.61.51.61.71.81.31.61.5

Dividends and splits

Per share, in the currency the company pays

Paid for 21 years. Last went ex-dividend on 15 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year4.415.324.844.404.003.403.323.04

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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