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About International Bancshares
From its filings with the US Securities and Exchange Commission
International Bancshares is based in Laredo, Texas and is incorporated in Texas. Its shares trade on TXSE under the ticker IBOC. The SEC classifies its business as state commercial banks. In the fiscal year to 31 December 2025, it reported net income of $412.3m. At that date it held total assets of $16.58bn and shareholders' equity of $3.25bn.
We are a registered multibank financial holding company providing a diversified range of commercial and retail banking services in our main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma. We were organized and we operate as a bank holding company within the meaning of the Bank Holding Company Act of 1956 (BHCA). As a bank holding company, we may own one or more banks and may engage in activities closely related to banking. In this regard, we are subject to supervision and regulation by the Board of Governors of the Federal Reserve System (FRB). In addition, all five of our wholly owned banking subsidiaries are members of and subject to regulation by the Federal Deposit Insurance Corporation (FDIC). Our principal corporate offices are located in Laredo, Texas.
Our philosophy focuses on customer service as represented by the motto, “We Do More.” Our Subsidiary Banks maintain a strong commitment to their local communities by, among other things, appointing selected community members to local advisory boards. These local advisory boards help to direct the operations of the branches of each Subsidiary Bank under the supervision of the Subsidiary Bank’s board of directors, assist in developing or modifying our products and services to meet local customer needs, and introduce prospective customers to our many products and services.
Quoted from its 10-K, filed 26 Feb 2026. Read the filing on SEC.gov ↗
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 16 Sept 1986
- Employees
- 2,126
- Website
- ibc.com ↗
- Head office
- 12OO SAN BERNARDO AVE, LAREDO, TX, 78040-1359
- Incorporated in
- TX
- Classification
- State Commercial Banks
- Filer status
- Large accelerated filer
Leadership
Pay as last reported
- Mr. Dennis NixonExecutive Chairman of the Board, President, Chief Executive Officer of International Bank of Commerce, since 1975$2.4m
- Ms. Judith WawroskiPrincipal Financial Officer, Treasurer and Executive Vice President of IBC$337,459
- Ms. Dalia MartinezVice President, Executive Vice President of IBC$347,062
- Mr. Antonio SanchezDirector$13,500
- Mr. Javier de AndaIndependent Director$30,500
- Mr. Douglas HowlandIndependent Director$31,900
- Mr. Rudolph MilesIndependent Director$30,100
- Mr. Larry NortonIndependent Director$33,700
- Mr. Roberto ResendezIndependent Director$30,500
- Ms. Diana ZunigaIndependent Director$16,500
- Ms. Eliza GonzalezInvestment Relations Officer, since 2021
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 64
- Environment
- 72
- Social
- 46
- Governance
- 72
- Women in the workforce
- 65%
- Carbon reduction policy
- No
- Human rights policy
- No
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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