120.28
—
Close of 9 Nov 2026, in NOK
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About Holand og Setskog Sparebank
Its shares trade on Oslo Børs under the ticker HSPG.OL. It has been listed since 1 January 1999. In the fiscal year to 31 December 2025, it reported revenue before interest expense of NOK 540.5m and net income of NOK 6.7m. At that date it held total assets of NOK 9.16bn and shareholders' equity of NOK 1.15bn.
Høland og Setskog Sparebank engages in the provision of financial and banking services. The Bank's products and services comprise savings accounts, online and mobile banking services, card issue, payment services, mortgage and different kind of small loans, saving and retire account, property and health insurance and real estate credit among others. Its primary customers include private customers and small and medium-sized enterprises.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 1 Jan 1999
- Employees
- 41
- Website
- hsbank.no ↗
Leadership
Pay as last reported
- Jarle BergsjoChairman of the Board, since 2008NOK 71,000
- John BjorknesChief Executive OfficerNOK 1.5m
- Liv JacklinFinance and Human Resources Manager
- Carl-Fredrik HavnasCorporate Market Manager
- Mariann Heggedal VeibyDaily Banking Department Manager
- Ole-Einar HolthCredit Manager
- Kristin NordbyRetail Market Manager
- Kjell SaetherSavings and Life Manager
- Jorn-Erik SetherInsurance Manager
- Ms. Ragnhild HauglumDirector
- Oystein HeggedalDirector, Employee Representative
- Siri HidleDirector
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Høland og Setskog Sparebank offers savings accounts and online banking services for private customers in Norway.
- The bank provides mortgage and small loans to small and medium-sized enterprises in the Financials sector.
- Høland og Setskog Sparebank serves private customers and SMEs with property and health insurance services.
Weaknesses
- Høland og Setskog Sparebank has only 41 employees, limiting service capacity in Norway.
- The bank's listing date of 1 January 1999 indicates limited modernization in Financials sector.
- Høland og Setskog Sparebank's small employee count of 41 restricts expansion in Norway.
Opportunities
- Høland og Setskog Sparebank can expand online banking services to reach more private customers in Norway.
- The bank can offer more small loans to SMEs in the Financials sector across Norway.
- Høland og Setskog Sparebank may increase property insurance services for real estate clients in Norway.
Threats
- Høland og Setskog Sparebank faces competition from larger banks in the Norwegian Financials sector.
- The bank's small employee count of 41 may hinder response to market changes in Norway.
- Høland og Setskog Sparebank's limited service range could be challenged by digital banks in Norway.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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