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Hippo Holdings HIPO · USD

Financials · US listing · 🇺🇸 United States

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36.07

+3.38%

Close of 9 Nov 2026, in USD

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About Hippo Holdings

From its filings with the US Securities and Exchange Commission

SEC filings

Hippo Holdings is based in San Jose, California and is incorporated in Delaware. Its shares trade on NYSE under the ticker HIPO. The SEC classifies its business as fire, marine & casualty insurance. In the fiscal year to 31 December 2025, it reported revenue of $468.6m and net income of $57.7m. At that date it held total assets of $1.91bn and shareholders' equity of $436.1m.

In its own words

In August 2021, Hippo Enterprises Inc., a Delaware corporation (“Old Hippo”) completed a business combination resulting in Old Hippo becoming a wholly owned subsidiary of, Reinvent Technology Partners Z, a Cayman Islands exempted company and special purpose acquisition company which at that time changed its name to Hippo Holdings Inc.

Hippo Holdings Inc. (“Hippo”) is a technology-native insurance holding company that, through its subsidiaries, delivers a broad range of insurance products to customers via its owned and partner MGAs which generated $1.1 billion of gross written premium in 2025. By combining disciplined underwriting, advanced data analytics, and a customer-first approach, Hippo is building a diversified risk portfolio aimed at delivering sustainable long-term returns on stockholders’ equity. The Company offers its services primarily in the United States as of December 31, 2025.

Our goal is to create long-term value for our stockholders by generating attractive risk adjusted underwriting results while growing our business. We strive to accomplish this by growing our diversified portfolio of risk through disciplined underwriting, continuous portfolio optimization, and risk management—striving to deliver consistent, sustainable returns across market cycles.

Quoted from its 10-K, filed 5 Mar 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Insurance
Listed since
19 Nov 2020
Employees
540
Website
hippo.com ↗
Head office
ONE ALMADEN BLVD, SAN JOSE, CA, 95113
Incorporated in
DE
Classification
Fire, Marine & Casualty Insurance
Filer status
Accelerated filer<br>Emerging growth company

Leadership

Pay as last reported

  • Ms. Sandra WijnbergIndependent Chairman of the Board$199,956
  • Mr. Richard MccathronPresident, Chief Executive Officer, Director, since 2020$2.8m
  • Mr. Guy ZeltserChief Financial Officer
  • Mr. Torben OstergaardPresident & Chief Executive Officer of Spinnaker$1.0m
  • Mr. Michael StienstraChief Insurance Officer and General Manager, HHIP
  • Ms. Laura HayDirector
  • Ms. Susan HollidayDirector
  • Mr. Eric FederIndependent Director$168,852
  • Ms. Lori FoucheIndependent Director$170,852
  • Mr. Hugh FraterIndependent Director$172,852
  • Mr. Sam LandmanIndependent Director$178,852
  • Mr. John NicholsIndependent Director$188,248

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
17
Environment
2
Social
27
Governance
22
Carbon reduction policy
No
Human rights policy
No

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Headquartered in Palo Alto, California with 540 employees.
  • Offers homeowners' insurance policies protecting against fire, wind, and theft.
  • Subsidiaries include Hippo Analytics Inc. and insurance company subsidiaries Spinnaker, SSIC, and MIC.

Weaknesses

  • Source description mentions 590 employees, conflicting with provided 540 employees.
  • Subsidiary Hippo Analytics Inc. provides insurance services for affiliated and non-affiliated carriers.
  • Insurance products primarily focus on homeowners' insurance, limiting diversification.

Opportunities

  • Expanding insurance services beyond homeowners' policies to other product lines.
  • Growing market for home protection services in the US.
  • Potential for increased partnerships with insurance carriers through Hippo Analytics Inc.

Threats

  • Competition from other insurance providers in the home protection sector.
  • Regulatory changes affecting insurance operations in the US.
  • Dependence on a single product line (homeowners' insurance) for revenue.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
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