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Hci Group HCI · USD

Financials · US listing · 🇺🇸 United States

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186.25

+0.12%

Close of 9 Nov 2026, in USD

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About Hci Group

From its filings with the US Securities and Exchange Commission

SEC filings

Hci Group is based in Tampa, Florida and is incorporated in Florida. Its shares trade on NYSE under the ticker HCI. The SEC classifies its business as fire, marine & casualty insurance. In the fiscal year to 31 December 2025, it reported revenue of $900.9m and net income of $299.0m. At that date it held total assets of $2.53bn and shareholders' equity of $1.04bn.

In its own words

HCI Group, Inc., together with its subsidiaries (collectively, “we,” “our,” “us,” the “Company,” or “HCI”), is primarily engaged in the property and casualty insurance business. We provide various homeowners’ property and casualty insurance products for properties located in the State of Florida, which is our primary market, as well as in other states in the northeast and southeast regions of the United States (“U.S.”).

Our insurance operations are supported by other insurance-related subsidiaries within the consolidated group. Exzeo Group, Inc. (formerly known as TypTap Insurance Group, Inc.) (“Exzeo”), a majority-owned subsidiary, provides turn-key insurance technology and operations solutions based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty insurance ecosystem. We utilize Exzeo's internally developed software technologies to identify profitable underwriting opportunities, drive efficiency in claim processing and settlements, and streamline operations across our insurance operations and other insurance-related businesses.

Quoted from its 10-K, filed 26 Feb 2026. Read the filing on SEC.gov ↗

Company facts

Sector
Financials
Industry
Insurance
Listed since
25 Oct 2012
Employees
594
Head office
3802 COCONUT PALM DRIVE, TAMPA, FL, 33619
Incorporated in
FL
Classification
Fire, Marine & Casualty Insurance
Filer status
Large accelerated filer

Leadership

Pay as last reported

  • Mr. Paresh PatelChairman of the Board, Chief Executive Officer, since 2006$20.2m
  • Mr. James HarmsworthChief Financial Officer$767,200
  • Mr. Anthony SaravanosDirector, Division President - Real Estate, since 2007$531,600
  • Ms. Karin ColemanChief Operating Officer, Director; President of Homeowners Choice Property & Casualty Insurance, since 2017$818,692
  • Mr. Andrew GrahamVice President, General Counsel, Corporate Secretary$720,046
  • Mr. Gregory PolitisLead Independent Director$173,285
  • Mr. Wayne BurksIndependent Director$173,285
  • Mr. Sanjay MadhuIndependent Director, since 2007$173,285
  • Mr. Peter PolitisIndependent Director$173,285
  • Ms. Susan WattsIndependent Director$173,285

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
22
Environment
2
Social
39
Governance
26
Women in the workforce
62%
Human rights policy
No

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • HCI Group Inc has a strong brand reputation and market presence in the insurance industry. The company has a diverse portfolio of insurance products, which provides a competitive advantage. Its technological infrastructure and scalable platform enable efficient operations and prompt customer service. HCI Group Inc also benefits from a well-established distribution network and strategic partnerships with reinsurance companies.

Weaknesses

  • HCI Group Inc faces certain weaknesses, such as its dependence on a geographically concentrated market, primarily Florida. This exposes the company's operations to hurricanes and other natural disasters, affecting its financial performance. Additionally, HCI Group Inc may face challenges in adapting to changing market dynamics and regulatory requirements, impacting its long-term growth potential.

Opportunities

  • HCI Group Inc can capitalize on several opportunities in the insurance industry. The growing demand for homeowners and flood insurance presents an opportunity to expand its customer base and increase market share. The company can also leverage advancements in technology, such as artificial intelligence and data analytics, to enhance underwriting processes and improve risk management. Expanding into new geographic markets beyond Florida can help mitigate geographical risks.

Threats

  • HCI Group Inc faces various threats that could impact its business operations. Intense competition within the insurance industry could put pressure on pricing and profitability. The company is also vulnerable to regulatory changes, including government policies related to insurance and consumer protection. Additionally, unexpected catastrophic events and natural disasters pose a significant threat to HCI Group Inc's financial stability and ability to honor insurance claims.

Sources and methodology

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Our data supplier
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