Highlands Bankshares Inc (West Virginia) HBSI · USD

Its shares trade under the ticker HBSI. It has been listed since 1 July 1994. In the fiscal year to 31 December 2025, it reported revenue before interest expense of $37.3m and net income of $5.9m. At that date it held total assets of $632.7m and shareholders' equity of $67.6m.

Highlands Bankshares, Inc. is a holding company, which engages in the provision of financial and banking services through its subsidiaries, Capon Valley Bank and The Grant County Bank. The company is headquartered in Petersburg, West Virginia. The firm conducts its business operations through its bank subsidiary, Highlands Union Bank (the Bank). The Bank operates a commercial banking business. The Bank offers general retail and commercial banking services to individuals, businesses and local government unit customers. These products and services include accepting deposits in the form of checking accounts, money market deposit accounts, interest-bearing demand deposit accounts, savings accounts and time deposits. The company provides other consumer financial services, such as automatic funds transfer, collections, night depository, safe deposit, travelers checks and savings bond sales, and other miscellaneous services offered by commercial banks. The Bank offers various loans, such as one- to four-family residential real estate lending loans; multifamily residential real estate lending loans; commercial and agricultural lending loans, and consumer lending loans.

Figures and description from our data supplier, not checked against the company's own report.

• Mr. Jack WaltersChairman of the Board, President, Chief Executive Officer, since 1987$54,850
• Ms. Sarah NottinghamFinancial Officer
• Mr. Dan FabbrChief Information Technology Officer, since 2023
• Mr. George FordTreasurer, Director, since 2011$28,650
• Mr. Michael McdonaldCompany Secretary, Director, since 2020$24,200
• Mr. John AtheyIndependent Director$35,925
• Mr. Donald BakerIndependent Director$30,580
• Dr. Cheryl BennettIndependent Director$22,530
• Dr. Morris HomanIndependent Director$46,400
• Mr. John HottIndependent Director$46,200
• Mr. John OrndorffIndependent Director$28,580
• Mr. James PylesIndependent Director$28,480

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