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Harel Insurance Investments and Financial Services HARL.TA · ILA

Financials · Tel Aviv · 🇮🇱 Israel

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17,550.00

+4.40%

Close of 6 Nov 2026, in ILA

About Harel Insurance Investments and Financial Services

Its shares trade on Tel Aviv under the ticker HARL.TA. It has been listed since 1 January 1982. In the fiscal year to 31 December 2025, it reported net income of ILS 2.99bn. At that date it held total assets of ILS 163.63bn and shareholders' equity of ILS 12.17bn.

Harel Insurance Investments & Financial Services Ltd. operates as an investment holding company, with interests in the pension, capital market, and income-generating real estate industries. The firm through its subsidiaries offers health insurance, life insurance, long term savings, dental insurance, travel insurance, personal accident insurance, tourist and foreign worker insurance, car insurance, home and business insurance, insurance for unaccountable risks and assets insurance. Harel works with large reinsurance companies, such as Lloyd’s, as well as serving as a global partner for overseas insurance companies, including Ace, Alliance, Chubb, AXA, and Royal & Sun Alliance. In addition, the Company operates real estate in Germany, the United Kingdom and Israel. On August 2, 2011, the Company acquired Prisma Currencies Ltd. through its fully owned subsidiary, Harel Financial products Ltd.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Insurance
Listed since
1 Jan 1982
Employees
4,826

Leadership

Pay as last reported

  • Mr. Yair HamburgerChairman of the Board, since 1982ILS 2.86bn
  • Mr. Nir CohenChief Executive Officer and Chief Executive Officer - Harel Insurance Company Limited
  • Mr. Ben HamburgerDeputy Chairman of the Board, since 2006
  • Mr. Arik PeretzChief Financial Officer, Deputy Chief Executive Officer and Head of Finance and Resources Division of Harel Insurance
  • Ms. Hagit LevinChief Executive Officer - Harel Finance Holdings Limited
  • Mr. Shmuel BabecovHead of Investments of the Company and Deputy Chief Executive Officer and Head of Investment Division of Harel InsuranceILS 3.15bn
  • Mr. Tomer GoldbergHead of Strategic Investments and Alternatives
  • Ms. Osnat Manor ZismanInternal Auditor
  • Mr. Gilad ShapiroChief Legal Counsel, Deputy Chief Executive Officer of Harel Insurance Company Limited
  • Dr. Joseph CiechanoverDirector
  • Mr. Doron CohenDirector
  • Mr. Eliahu DefesDirector

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • Harel Insurance Investments and Financial Services Ltd has several significant strengths that contribute to its success. Firstly, the company benefits from its strong brand reputation and recognition in the insurance and financial services industry. This allows Harel Insurance to attract a large customer base and build long-term relationships with its clients.
  • Additionally, Harel Insurance has a diverse portfolio of products and services, including life insurance, health insurance, property insurance, and various financial investments. This diversification helps the company to mitigate risks and capitalize on different market opportunities.
  • Furthermore, Harel Insurance boasts a team of experienced professionals and financial advisors who possess deep industry knowledge. This expertise enables the company to provide tailored solutions and personalized advice to its customers, enhancing customer satisfaction and loyalty.

Weaknesses

  • Despite its strengths, Harel Insurance also faces some weaknesses that may hinder its growth. One notable weakness is its relatively limited geographical presence. The company primarily operates within a specific region, which restricts its access to a wider customer base and potential markets.
  • Another weakness is the complex and changing regulatory environment in the insurance industry. Compliance with regulatory requirements poses challenges and increases operational costs for Harel Insurance, potentially affecting its profitability.

Opportunities

  • Harel Insurance can leverage several opportunities to expand and improve its business. The growing demand for insurance and financial services, driven by factors such as increasing income levels and rising awareness of financial protection, presents significant growth prospects for the company. By effectively targeting and tapping into these emerging markets, Harel Insurance can attract new customers and increase its market share.
  • Furthermore, technological advancements offer opportunities for innovation and efficiency. Embracing digital transformation can streamline Harel Insurance's processes, enhance customer experience, and drive operational effectiveness.

Threats

  • Harel Insurance faces a range of external threats that pose challenges to its business. Intense competition within the insurance and financial services industry from both established players and emerging fintech startups can erode market share and put pressure on pricing and profitability.
  • Additionally, economic volatility and fluctuations can impact investment returns and insurance claim frequencies, affecting Harel Insurance's financial performance. Moreover, geopolitical risks and regulatory changes may introduce uncertainties and disrupt business operations.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.